Solution Set

Fiserv Deposit Network

The Fiserv Deposit Network, formerly StoneCastle Cash Management, is an established infrastructure built to connect depositors and financial institutions at scale.

Fiserv connects millions of depositors to one of the nation’s largest insured deposit networks, enabling financial institutions to access stable funding, clients to protect and grow large cash balances more efficiently, and digital asset firms to move USD with greater speed and control.

Built for scale. Designed for versatility.

The Fiserv Deposit Network is a distributed deposit infrastructure delivering high levels of FDIC and/or NCUA insurance, liquidity, and efficient capital movement across a nationwide network of insured depository institutions.

	One Connected Network Leverage one of the nation’s largest insured deposit networks, connecting millions of merchants and depositors across 1,100 insured depository institutions.

	Extended Federal Insurance Depositors receive up to $100 million in FDIC and/or NCUA insurance per tax ID, with the backing of the full faith and credit of the U.S. government.

	Granular Funding Financial institutions access diversified, scalable deposits that strengthen balance sheets, reduce concentration risk and enhance funding stability.

	Pure USD Settlement Settle real-time in native USD while keeping funds diversified, insured, and with no single point of failure.

	Built for Scale Infrastructure designed to support millions of accounts and large cash balances across a nationwide banking network, through any market environment.

	Community Impact Direct funds for good. Deposits are distributed across a nationwide network of mission-driven and community-focused financial institutions.

A financial advisor meeting with clients.

Reliable funding for financial institutions

Receive stable, relationship-based deposits through a structured network that supports existing funding strategies. Diversify funding sources, support liquidity and loan growth, and add deposits without adding operational complexity.

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Built for every depositor type

A single account to protect and optimize large cash balances that helps businesses, advisors, and platforms preserve liquidity and earn more across operating, client, and strategic cash.

Enterprise/ Merchants

Business Savings by Fiserv

A single account for large cash balances with FDIC and/or NCUA insurance, rate optimization and next-day liquidity to drive more value for your business. Protect and earn more on idle cash while supporting local lending and business growth.

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RIAs/ Wealth Managers

KEEP

A proven solution to attract held-away cash and bring value to high-net-worth and business clients while creating impact in thousands of communities across the country.

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Digital Asset Companies

INDX

Fiat for digital assets with real- time USD settlement and no single point of failure. Access a resilient, unified, custodial settlement infrastructure that connects to existing systems through API.

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Diverse Depositors

Institutional Cash Solutions

Liquidity, FDIC and/or NCUA insurance and rate optimization capabilities for public funds, endowments, universities, foundations, family offices and nonprofits.

Fiserv, Inc. is not a bank or credit union. Deposit accounts and banking services are provided through network member institutions, each a Member FDIC or NCUA.