| Federally insured cash Access up to $100 million in federal deposit insurance per tax ID while earning a competitive rate with overnight liquidity. Nearly 1,100 insured community banks and credit unions deliver safety, yield and community impact at institutional scale, funding local small businesses, farmers and underserved communities. |
| Non-depository custodial administrators Place pooled cash into structured, federally insured deposits purpose-built for administrators managing large balances across many underlying accounts, such as HSA platforms and similar non-depository structures. Our solution aligns with both administrator operational needs and participating bank funding objectives, delivering protection and yield without disrupting existing platform architecture. |
| Non-insured cash Access a curated portal of multiple highly rated U.S.-based branches of foreign banks (Yankee Banks) built for institutional depositors who seek high-rate and same-day liquidity at scale. Place large-dollar deposits directly with high-credit-quality counterparties capable of accepting hundreds of millions to billions in deposits. |
These deposits are not FDIC- or NCUA-insured and are subject to the credit risk of the receiving institution.