Flexible Cash Solutions

Flexible cash solutions gives corporations, public funds, endowments, foundations, family offices, universities and custodial administrators multiple ways to place institutional cash that balance insurance protection, credit quality, competitive rate, and liquidity needs.

Federally insured cash
Access up to $100 million in federal deposit insurance per tax ID while earning a competitive rate with overnight liquidity. Nearly 1,100 insured community banks and credit unions deliver safety, yield and community impact at institutional scale, funding local small businesses, farmers and underserved communities.

Non-depository custodial administrators
Place pooled cash into structured, federally insured deposits purpose-built for administrators managing large balances across many underlying accounts, such as HSA platforms and similar non-depository structures. Our solution aligns with both administrator operational needs and participating bank funding objectives, delivering protection and yield without disrupting existing platform architecture.

Non-insured cash
Access a curated portal of multiple highly rated U.S.-based branches of foreign banks (Yankee Banks) built for institutional depositors who seek high-rate and same-day liquidity at scale. Place large-dollar deposits directly with high-credit-quality counterparties capable of accepting hundreds of millions to billions in deposits.

These deposits are not FDIC- or NCUA-insured and are subject to the credit risk of the receiving institution.

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Explore which solution is right for your organization

Contact us to find out more