Fiserv Is Creating New Opportunities With Fintech | Fiserv

Quickly introduce new services, find a sponsor bank and extend your reach with the vast network of financial institutions and merchants we serve.

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Rapidly scale and expand with quick-start capabilities, such as credit, debit, lending and payments services.

Named

#1

Fintech
2025 IDC Financial Insights

Nearly

100%

of U.S. households reached

#1

global issuer and merchant acquirer

Discover ways Fiserv solutions help your business thrive

Expand with quick-launch capabilities

Fintechs need the capacity to innovate and scale quickly to deliver differentiated customer experiences and gain speed-to-market advantages.

Payments

Facilitate real-time funds in and funds out through wallet-as-a-service, launch a custom credit card program, and enable banking services, including bill pay, mobile deposits and more.

Fintech Ledger

Access a real-time ledger to support banking and payment activity, along with secure credit, personal loans and mortgages.

Scale rapidly

Scale quickly by tapping into our expansive ecosystem to offer your services to the thousands of financial institutions and millions of merchants we serve.

Developer Studio

Use APIs and developer tools from Fiserv to incorporate capabilities and achieve integrations that power your business forward.

Sponsor Bank Network

Benefit from the relationships Fiserv has with dozens of sponsor institutions and can help match you with the right FDIC-insured partner.

AppMarket

Grow market share for your fintech solutions by offering them in our AppMarket. Tap a market consisting of thousands of financial institutions and millions of accountholders.

Connect to real-time financial data

Develop new products and services, engage consumers and enhance the financial experience with real-time access to consumer-permissioned financial data from millions of people.

Data Aggregation

Leverage more than 18,000 data sources to create new products and solutions, quickly verify accounts, and tighten security and compliance.

Developer Studio

Use Fiserv APIs and developer tools to incorporate capabilities and achieve integrations that power your business forward.

Connect people and businesses to the financial experiences they're looking for.

Explore our embedded finance capabilities.

AppMarket from Fiserv

Fintechs can connect to Fiserv APIs and offer their services to thousands of financial institutions with AppMarket from Fiserv.

Visit the AppMarket

Learn more from client stories

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woman with headphones working on a laptop

CANDIDLY

Opening our tech stack to solve the problem of student debt

The amount of data that Fiserv has in partnership with the financial institutions it serves can further personalize the user experience.

Laurel Taylor

Founder and CEO
Candidly (formerly FutureFuel.io)

Explore insights and resources

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Fintechs connect with digital-savvy consumers

Our Expectations & Experiences consumer trends research shows how emerging services are playing an important role in people's financial lives.

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Four factors powering an embedded finance renaissance

Embedded finance is evolving, and financial institutions are exploring the new possibilities it brings for adding customers and deposits.

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How embedded finance helps banks, merchants and fintechs

Whether in person or online, consumers are responding to payments, lending and investing options that are built into everyday experiences.

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