Fintech Ledger

Leverage an open, real-time system of record to embed financial services within your fintech experience


A proven back-office engine to power consumer-facing front ends

Our fintech ledger enables you to integrate with ease and quickly launch a full range of banking capabilities.

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    APIs deliver banking functions and transaction data 24x7, enabling always-on, immediate experiences. 

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    Start small and add capabilities gradually as you build out your offerings.

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    Leverage features that can assist your organization in meeting applicable compliance requirements.

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    Onboard and offload data easily, simplify conversion. 

Partnering with a sponsor bank is a typical first step, but as fintechs expand their offerings, many find they need a system of record – a fintech ledger – of their own. Fiserv offers deep expertise and proven options in this area. 


1 in 3

U.S. financial institutions use a Fiserv system of record

More than

100 million

U.S. digital banking users

More than

35 years

industry experience

More than

160 million

deposit accounts in the U.S.

Solutions in use

How a fintech ledger can spur innovation

Launch a digital brand

Deliver banking as a service

Support payments innovation

Ready to get started?

Contact us to find out more