Leverage an open, real-time system of record to embed financial services within your fintech experience
Our fintech ledger enables you to integrate with ease and quickly launch a full range of banking capabilities.
| Open, API-first and real-time APIs deliver banking functions and transaction data 24x7, enabling always-on, immediate experiences. |
| Modularity Start small and add capabilities gradually as you build out your offerings. |
| Compliance Leverage features that can assist your organization in meeting applicable compliance requirements. |
| Ease of conversion Onboard and offload data easily, simplify conversion. |
Partnering with a sponsor bank is a typical first step, but as fintechs expand their offerings, many find they need a system of record – a fintech ledger – of their own. Fiserv offers deep expertise and proven options in this area.
1 in 3
U.S. financial institutions use a Fiserv system of record
More than
100 million
U.S. digital banking users
40 years
industry experience
More than
160 million
deposit accounts in the U.S.
Expand your addressable market and accept deposits through lower-cost digital channels.
Sponsor Bank Network
Benefit from our relationships with dozens of sponsor institutions and get connected to FDIC-insured partners.
Support all aspects of the financial journey – debit, credit, deposits, installment loans, mortgages – on a single platform your banking-as-a-service strategy won't outgrow.
Sponsor Bank Network
Benefit from our relationships with dozens of sponsor institutions and get connected to FDIC-insured partners.
Use our multi-position, asset-agnostic fintech ledger to manage back-end recordkeeping at scale for apps that empower consumers to pay how and when they want.
Payments
Facilitate real-time funds in and funds out through wallet-as-a-service, launch a custom credit card program, and enable banking services, including bill pay, mobile deposits and more.
Discover insights on our fintech ledger
