agentOS by Fiserv

The operating system for financial services agents

One governed platform to create and use agents across Fiserv — with observability, controls, and spend management built in.

STRUCTURE FOUR LAYERS

One platform, four layers

Every agent runs on the same stack, top to bottom.

Agent Marketplace
First + third-party
agentOS by Fiserv
Governance
Models
Models + SLMs
Data & capabilities
Fiserv cores + data
The agentOS stack

One stack, every agent runs on it

From the agents your team uses down to the data they run on — one governed stack, top to bottom.

Agents agentOS governance Models Data & capabilities
LAYER 01 · Agents

Easily use first- and third-party agents

Turn on Fiserv and vetted partner agents from one catalog — no integration project to stand them up.

Fiserv agents Third-party agents Build your owncoming soon
LAYER 02 · agentOS · Governance

One unified governance platform across every agent

Permissioning & identity Policy controls Agent configuration Kill / suspend Audit logs & observability Caching Billing Agent creationcoming soon
LAYER 03 · Models

Operate across models

Models and specialized SLMs, with caching and optimization built in — each task routed to the model that does it best, for less.

Models Specialized SLMs Routing & optimization
LAYER 04 · Data & capabilities

Natively operate across Fiserv products

Agents reach Fiserv data and capabilities directly, without complex integrations.

Fiserv data & capabilities Third-party data where applicablecoming soon

Agents to empower your bank

 

Intelligence


Get intelligence from your systems — regardless of vintage.

Efficiency


Help each teammate do even more.

Loss mitigation


Proactively identify and mitigate credit losses and fraud.

Growth


Better understand customers and growth strategies.

More agents on the way

Economics / credits

The right billing model for each agent

Buy credits and spend them across every agent — each priced the way that agent creates value.
 

Buy credits
Use across agents

Per query

Pay each time you ask an agent to work.
Operational Intelligence Relationship Dashboard

Per outcome

Pay when the agent finishes the job.
Commercial Loan Onboarding

Subscription

Pay a flat rate for always-on agents.
Regulatory Monitoring & Controls Credit Default Early Warning
Each action is priced to be positive ROI, every time.

Sandbox / try before you pay

Try before you pay

Test any agent with your own data in CERT. When it checks out, you can certify it and promote to PROD yourself.
 

Experience agentOS

Tell us about your institution and we'll be in touch with next steps to explore agentOS.