Funding for Financial Institutions
Stable, scalable deposit funding for financial institutions.
Fiserv Deposit Network gives banks and low-income designated credit unions a single account for stable, relationship-based deposits sourced from institutional and enterprise clients, offering a proven funding source without branch overhead or the need to manage multiple depositor relationships.
| Stable, relationship-based deposits Source funding from long-standing institutional relationships that are not rate-sensitive or transactional, strengthening your balance sheet and supporting long-term growth through trust earned with approximately 1,100 peer financial institutions nationwide. |
| Operational simplicity Benefit from standardized onboarding, streamlined documentation and dedicated relationship management without any branch overhead. No collateral requirements or new technology are needed, making implementation straightforward for your institution. |
| Scalable balance sheet strategy Support loan growth, backstop liquidity, replace short-term borrowings and complement core deposits with a cost-efficient alternative to wholesale funding sources for your balance sheet strategy. |
| Diversified, high-quality depositors Access stable, granular funding that originates from Fortune 500 companies, merchants, public funds, endowments, foundations, family offices, digital asset companies, and wealth clients, all through a single deposit account. |
Funding is sourced from deposits placed through the Fiserv Deposit Network and is subject to the participating institution's approved funding amount and agreed-upon terms.
How it works
Become part of the Network
Open a single deposit account using your existing account documents.
Set your parameters
Pay a rate you’d pay well-qualified customers and tell us how much funding you need.
Receive deposits
Deposits are delivered directly to your institution and can be returned at any time at no cost.
