Smarter savings for enterprise merchant businesses
Business Savings by Fiserv is a high-yield savings solution that helps enterprise merchants grow and protect excess operating cash through a single account linked to their existing bank account, combining protection, performance, liquidity and simplicity.
| Enhanced return and protection Earn a competitive rate and access up to $100 millioin in federal deposit insurance per tax ID. Deposits are backed by the full faith and credit of the U.S. government. |
| Operational control and simplicity Link directly to your existing bank account with one statement, one tax form and one 1099, requiring no technology or operational resources while delivering full visibility into deposit allocations 24/7. |
| Full liquidity Access funds the next business day with no term commitments and no penalties, keeping cash available for payroll and daily operations whenever you need it. |
| Purpose-driven impact Activate deposits across a network of approximately 1,100 financial institutions that support local lending, job creation and economic growth in communities across all 50 states. |
Federal deposit insurance coverage is subject to applicable limits and program requirements.
How it works
Open an account online
Establish an account in minutes linked directly to your existing bank/operating account.
Protect large balances
Funds are distributed across a network of 1,100+ insured financial institutions.
Monitor & manage your account online
View balances and allocations in real time through an online portal, with liquidity when you need it.
