AllData Aggregation for Fintechs

Develop innovative products and services – at speed and at scale – with AllData® Aggregation from Fiserv.

Easy connections
Link customer accounts at every financial institution through a single, standard API. All financial data in one place reduces paperwork and processing times across your operations.

Consumer-permissioned logins
Simplify how consumers connect authenticated financial accounts to your fintech service, making it easier to obtain, manage and track accountholder consent to share data.

Consumer insights
Access real-time, bank-validated insights to make better lending decisions, drive cost efficiencies and prevent fraud. Verified account data and balance confirmations give you a powerful tool to identify and attack fraudulent activity.

Robust reporting
Understand consumer behavior through weekly or monthly reports covering active users, applications, platforms and user consent logs. Centralized visibility into this data supports more efficient decision-making across your business.

Getting started is easy
 

Tech firms, government agencies, financial service providers and other aggregators can add AllData Aggregation to existing platforms, enabling an unparalleled blended data environment for any use. Aggregated data can be delivered using REST APIs, easily integrating the data you need with any new or existing application, regardless of the underlying technology platform. 

  • Responsive framework for any platform with out-of-the-box user integrations.

  • Connections from banks, billers, mortgages, credit cards, investments and much more.

  • 85 of the top 100 U.S. banks rely on Fiserv to secure financial data on their behalf.

  • Access Alldata via REST API within any application requiring personal financial data.

Over the shoulder view of young woman using laptop, logging in online banking account with digital security device at cafe. Internet security and digital privacy protection concept.

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From financial wellness to asset verification, fintechs are using aggregated consumer-permissioned financial data to develop a far-reaching set of targeted solutions.

Learn about our data aggregation capabilities
 

AllData PFM

A complete view of consumer finances across all online accounts at multiple financial institutions.

VerifyNowTM

A solution to reduce fraud by verifying bank account ownership, status and consumer identity in real-time.

AllData Aggregation

Real-time API that delivers actionable consumer data from over 20 million daily imported transactions.

Learn more from client stories
 

secure account verification secure account verification

DECISIONLOGIC

Using data aggregation to facilitate real-time account verification

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Fiserv is completely buttoned up in terms of the reliability and quality of the AllData Aggregation platform. It's very responsive. It's totally flexible. And, bottom line, it just works.

David Evans

President and CEO
DecisionLogic

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Ready to get started?

Contact us to find out more