BEST-IN-CLASS Capabilities


Identify and authenticate consumer account owners and verify account status in real-time using API calls offered by VerifyNowTM from Fiserv.


  • Mobile banking icon

    Data from third-party partnerships and from our extensive footprint in bank, merchant and card processing improves accuracy and helps reduce fraud.

  • Checked box icon

    Getting users quickly authenticated is easy when Fiserv helps verify the account provided is owned by the same person trying to initiate a ACH transfer.

  • Server stack icon

    VerifyNow includes Early Warning Services® to enable instant verification. This increases verification success and happens completely behind the scenes.

  • Cyber security icon

    Customer data is never shared or sold to third parties. When a user ID is deleted, all data associated with that ID is also deleted; only data that must be stored for regulatory compliance is retained.

Data API connections to authenticate and verify


Access a wide array of third-party data sources that enables you to meet know your customer (KYC) requirements and proactively authenticate account status.


Bundle VerifyNow with AllData® Aggregation from Fiserv and VerifyNow to compare user data with data collected from the financial institution.


Leverage our end-to-end, user-initiated deposit verification process two confirm two small trial deposits to the user’s external account.


Conduct instant in-session account owner authentication using bank account details sourced from our third-party partners.

Discover more ways to use VerifyNow



Loans, commercial, government, payouts


Small Business

Banking services, transfer


Faster Payments

Wires, TCH RTP, FedNow


Business Services

Accounts payable, receivables


Small Investments

Funding, auto-savings, disbursement


Merchant services

Pay-by-bank online, mobile wallet


With VerifyNow, you have access to consumer-permissioned data backed by decades of industry experience.

More than


transactions per second



assets processed daily

More than

35 Yrs

finance industry leadership

Identity verification and account validation right at your fingertips.

Getting started is easy


VerifyNow is available as a standalone solution or bundled with AllData Aggregation and is easily integrated with new or existing online funding or money transfer solutions by way of APIs. The host system triggers the VerifyNow service whenever account verification is needed, enabling an unparalleled blended data environment for any use. 

  • Connectivity icon

    Name variations, abbreviations and other matches are used to make the most accurate assessment possible.

  • Biometric security icon

    Provides reliable verification using multiple methods including instant and trial deposit verification.

  • Clock icon

    A real-time solution to help prevent fraud during account funding and account-to-account transfers.

  • Certificate icon

    Access VerifyNow through API within any application requiring near real-time account and identity verification.

Over the shoulder view of young woman using laptop, logging in online banking account with digital security device at cafe. Internet security and digital privacy protection concept.

Ready to get started?

Contact us to find out more