BEST-IN-CLASS Capabilities

Immediate Funds


Give accountholders instant access to their deposited funds with Immediate Funds℠ from Fiserv.

KEY FEATURES

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    Retain complete control of communications, branding, promotion and delivery. 

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    Quickly deliver funds availability through your existing mobile and ATM channels, and in-person at the teller window.

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    Leverage a Fiserv decisioning engine to present funds availability offers to eligible accountholders, making funds available with no recourse for the depositor, payor or your financial institution.

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    Get started quickly and offer Immediate Funds at all relevant points of check presentment with no software installation required.

Technology to engage consumers


01

Strengthen brand awareness and elevate your reputation as a provider of high-demand solutions.  


02

Boost customer satisfaction and engagement by offering easy access to a product many consumers want.


03

Reduce risk and eliminate burden on staff with an automated decisioning engine that requires no implementation at the financial institution level.


04

Grow revenue while enhancing the customer experience across digital, ATM and in-person channels.

Deliver the funds availability consumers want

Use Cases

Learn about our deposit-based liquidity solutions
 

Deposit Line

Our deposit-based liquidity solution, enabling you to offer lending programs to your eligible accountholders to address their need for short-term funds.

SmarterPay

A deposit analytics solution that helps you assess and manage risk at the account level to facilitate responsible overdraft limit-setting practices.

Discover insights related to Immediate Funds

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Four advantages of mobile check deposit with expedited funds availability

Combining mobile deposit with instant access to deposited funds offers reduced risk, greater convenience, higher adoption rates and a competitive edge.
BROCHURE
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Meet demand for accelerated funds availability 

Discover how you can provide faster access to funds from check deposits, giving accountholders a more convenient way to access their funds at your financial institution.
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Ready to get started?

Contact us to find out more