Your accountholders want instant access to their deposited funds. Strengthen your relationship with them by delivering the funds availability they expect.
Immediate FundsSM from Fiserv provides financial institutions with a service to expedite funds availability for small businesses and consumers. Deepen relationships by instant access to check funds when they’re deposited through teller, mobile and ATM channels.
Immediate Funds lets you meet a pressing demand across all demographic groups – while generating revenue for your institution as a value-added service. You can count on Immediate Funds to deliver convenience for accountholders and goodwill for your institution.
Delivered quickly through your existing mobile and ATM channels, and in-person at the teller line
Immediate Response, No Declines
Unique configuration allows accountholders to receive an offer of accelerated funds availability within seconds only when they've been pre-approved
Less worry for today's savvy consumers who are increasingly concerned about their personally identifiable information (PII)
Consistently High Approval Rates
Our model automatically attempts to approve the first transaction for every accountholder to grow adoption
Decisions on availability are immediately delivered to your staff, avoiding line delays or accountholder wait time
Requires no software installation and can be applied to all relevant points of check presentment
With Immediate Funds, you can provide faster access to funds from check deposits, giving your customers and members a more convenient way to access their funds at your financial institution rather than at an alternative financial service provider.
Your financial institution retains complete control of the accountholder relationship through communications, branding, promotion and delivery.
Immediate Funds lets you meet a pressing demand from consumers and small businesses while adding timely digital services. Download our infographic to take a look at 2020 stats to see how Immediate Funds is growing.
Changes in consumer behavior are an opportunity for financial institutions to deepen their relationships with accountholders by delivering available funds solutions to meet their immediate needs.
In this BAI Executive Report, Fiserv experts provide insight into immediate-availability strategies that can benefit financial institutions and provide a more advantageous solution for their small business customers.
We will route it to the appropriate member of our team and they will respond within two business days.