Deposit Line
Meet accountholders’ short-term liquidity needs by offering Deposit Line from Fiserv, a deposit-based lending solution that addresses the needs of cash-strapped consumers.
| End-to-end technology Leverage a comprehensive solution that manages all aspects of small-dollar lending from underwriting to administration, driving new noninterest income revenue streams while minimizing the demand on staff. |
| Digital convenience Grow consumer satisfaction and boost retention by enabling accountholders to securely connect through a mobile app or online banking to a customizable bank-branded Fiserv site for advances, payments and account management. |
| Leading risk mitigation tools Leverage our proven behavioral algorithm, based on the SmarterPay® from Fiserv platform and driven by account history, to pre-screen potential borrowers and determine real-time eligibility and suggested fund availability. |
| Easy implementation Build your brand and ensure regulatory compliance with comprehensive, customizable liquidity-servicing options in a secure framework designed to satisfy regulatory concerns while meeting your institution's specific requirements and business rules. |
| Innovative experience Compete for liquidity business by providing liquidity relief for longer than typical overdraft solutions, with more manageable cash flow options than nontraditional lenders, thereby improving overall customer satisfaction. |
Learn about our deposit-based liquidity solutions
Discover insights related to Deposit Line
