BEST-IN-CLASS Capabilities

Deposit Line

Meet accountholders’ short-term liquidity needs by offering Deposit Line from Fiserv, a deposit-based lending solution that addresses the needs of cash-strapped consumers.


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    Leverage a comprehensive solution that manages all aspects of small-dollar lending – from underwriting to administration.

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    Enable accountholders to securely connect through a mobile app or online banking to a bank-branded Fiserv site for advances, payments and account management.

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    Leverage our proven behavioral algorithm, based on the SmarterPay® from Fiserv platform and driven by account history, to determine real-time eligibility and suggested fund availability.

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    Offer comprehensive, customizable liquidity servicing options, without the need for direct bank intervention, in a secure framework designed to satisfy regulatory concerns while meeting your institution’s specific requirements and business rules.

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    Provide liquidity relief for a longer period than typical overdraft solutions as well as more manageable options for cash flow, improving overall customer satisfaction.

A solution to empower accountholders


Drive new noninterest income revenue streams while minimizing the demand on staff.


Grow consumer satisfaction and boost retention by offering high-demand solutions digitally.


Deliver a secure experience that leverages automation to pre-screen potential borrowers.


Build your brand while ensuring regulatory compliance with a customizable bank-branded solution.


Compete for liquidity business by offering better cash flow options than nontraditional lenders.

Ready to get started?

Contact us to find out more