BEST-IN-CLASS Capabilities

Lending Solutions


Adapt to evolving financial behaviors with lending solutions that support every stage of the purchase journey- from pre-purchase cash advances to point-of-sale installment options and post-purchase loan integrations. Fiserv delivers tailored, flexible payment solutions that drive value and exceed customer expectations.

KEY FEATURES

  • Provide customers with instant access to short-term funds, offering financial flexibility and peace of mind before making purchases.

  • Empower customers with the option to pay in installments at checkout, enhancing affordability and creating a more enjoyable and manageable spending experience.

  • Offer transparent and convenient post-purchase loan options, allowing card issuers to qualify purchases on a credit card and present installment offers to their cardholders.  

Tailored lending delivers flexibility


01

Meet unique needs
Create a personalized lending experience that fosters better financial outcomes and offers customers flexible and customizable lending terms tailored to their unique financial needs.


02

Integrate with ease
Seamlessly integrate lending solutions into your mobile and web platforms, allowing customers to manage loans effortlessly. Customize offers based on customer behaviors, enhancing engagement.


03

Stay top of wallet
Keep your card top of wallet with flexible payment options that let customers pay their way – anytime, anywhere in their purchase journey.

Use Cases

Learn more about additional Issuer solutions
 

Card Fraud & Risk

Safeguard customers’ information with state-of-the-art tools and AI technologies to detect, prevent and manage fraud.

Commercial Card Solutions

Deliver secure and efficient commercial card programs to meet the evolving needs of businesses.

Data Access & Sharing

Unlock the full potential of real-time data with seamless API integration and event streaming. Gain actionable insight into customer behavior, optimize risk management, and drive personalized, proactive engagement.

Digital Channels

Deliver intuitive access points to interact with your consumers across web, mobile and digital wallets to drive engagement.

Digital Communications

Offer omnichannel communications that deliver clear, targeted messages to keep customers informed and empowered.

Healthcare

Enable a full suite of consumer-directed health solutions, including HSA, FSA and HRA products.

Loyalty Programs

Create holistic relationships through a differentiated loyalty and rewards solution supported by a fast, flexible platform.

Payment Solutions

Facilitate seamless, secure payments to make it easy for customers to pay down their balances how and when they want to.

Service Management

Ensure customer needs and expectations are met or exceeded through consistent, high-quality processes and services.
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