BEST-IN-CLASS Capabilities

AllData Aggregation to enable payments

Set up fast, easy ACH payments using AllData® Aggregation from Fiserv to verify user identity and account ownership.



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    Responsive framework for any platform with out-of-the-box user integrations.

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    Data connections from banks, billers, mortgages, credit cards, investments and much more.

  • Cyber security icon

    85 of the top 100 U.S. banks rely on Fiserv to secure financial data on their behalf.

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    AllData Aggregation access is delivered through REST API within any application requiring personal financial data.

API access to make money movement easier


Add AllData Aggregation to existing platforms, enabling an unparalleled blended data environment for any use.


Access to thousands of unique sources with millions of accounts updated nightly.


Reduce fraud with account ownership verification and identity authentication.


Easily integrate the data you need with any application, regardless of the underlying technology.

AllData Aggregation makes ACH payments easier

A user provides their credentials and AllData Aggregation retrieves their account and routing numbers. This simplifies the process and verifies the account is owned by the same person trying to initiate the ACH transfer.


This type of ACH verification satisfies the NACHA WEB Debit rule, which requires ACH Originators of WEB debit entries to include explicit account validation as part of their “reasonable fraudulent transaction detection system."

Data Aggregation: Use Cases

Tech firms, government agencies, financial service providers and other aggregators are using aggregated consumer-permissioned financial data to develop a far-reaching set of targeted solutions.

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