AllData Aggregation for Money Movement

AllData Aggregation from Fiserv makes setting up ACH payments easier for senders. A user provides their credentials, and AllData Aggregation® retrieves their account and routing numbers. This not only simplifies the entire process, it also verifies the account provided is owned by the same person trying to initiate the ACH transfer.

This type of ACH verification is even more critical under the new NACHA WEB Debit rule. Effective March 19, 2021, ACH Originators of WEB debit entries will be required to include explicit “account validation” as part of their “reasonable fraudulent transaction detection system.” 



Real-Time Access

Fiserv has more than 15 years of data aggregation experience with millions of accounts updated nightly. This breadth of sources allows platforms to have access to the broadest array of possible customers.

Reduced Risk and Fraud

VerifyNow provides services for account ownership verification and identity authentication. This happens by comparing data input by a user with data collected from financial institutions, reducing fraud by verifying the person is actually who they say they are.

When you have customers online who need a financial decision, data accuracy and technology that works in real-time is paramount.

- David Evans, President and CEO, DecisionLogic

Getting Started is Easy

Tech firms, government agencies, financial service providers and other aggregators can add AllData Aggregation to existing platforms, enabling an unparalleled blended data environment for any use. Aggregated data can be delivered using REST APIs, easily integrating the data you need with any new or existing application, regardless of the underlying technology platform.


Agile

Responsive framework for any platform with out-of-the-box user integrations.


Extensive

Connections from banks, billers, mortgages, credit cards, investments and much more.


Secure

85 of the top 100 U.S. banks rely on Fiserv to secure financial data on their behalf.


Simple

Access AllData via REST API within any application requiring personal financial data.

Talk to a solutions expert to ask for a demo or request sandbox access.

Visit our AllData Aggregation product page for more information. Contact us to learn how we can help shape your future projects with AllData Aggregation.

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