BEST-IN-CLASS Capabilities

Credit Choice


Our fully managed card program enables you to deliver a high-touch credit experience showcasing your brand to consumers and businesses without the expenses associated with direct issuing.

KEY FEATURES

  • Computer icon

    Consolidated credit and debit experiences with award-winning features, including self-service card management, expense tracking and rewards.

  • Customer service icon

    Premier card servicing, life-cycle marketing support and a consolidated view of your card portfolio with detailed program analytics.

  • Financial presentation icon

    Customized, branded digital, plastic (card) and printed collateral to support in-branch and online card acquisition, activation and usage.

  • Options slider icon

    All operations are managed by Fiserv, including credit decisioning, compliance, risk, billing and account reconciliations.

  • Profit icon

    Minimal expense and overhead with no need to fund receivables, and shared revenue including a percentage of interchange and net interest.

Distinguish your card program


01

Provide superior consumer experiences with limited operational responsibility.


02

Customize your program with cash back, points and elite cards.


03

Compete more effectively and maintain brand integrity.


04

Offer consumers and businesses contactless cards with online and mobile card management.

A fully managed card program to help your financial institution compete.

Use Cases 

Learn about our card portfolio solutions
 

Card Risk Office SM

Access expert direction and optimal risk management services to protect, detect and respond to your institution's credit and debit fraud risk exposure.

CardHub® from Fiserv

Drive card acquisition, usage and growth through a next-generation experience delivered on a single, unified platform.

Discover insights related to card programs

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Credit Choice Transition FAQs

Frequently asked questions around the new Credit Choice partnership with Elan, transition planning, and what you need to know.
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Finding the right card program partner

Discover how to move beyond the traditional agent banking model with a framework for selecting a fully managed, card solution
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Use your credit program to win against buy now, pay later

Successfully compete against BNPL and be the payment method of choice by creating and delivering a purchasing journey that engages and delights your credit cardholders.
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Five steps for growing your credit card program

See how a well-executed credit card program can generate new income streams, increase loyalty and provide a competitive edge.
CASE STUDY
two business people discussion use laptop

A complete outsourced credit program

Enhancing its product line enables FNB Community Bank to build its brand and increase customer satisfaction.

Get in touch

For more information about card management solutions, please fill out the form below, call us at 800-872-7882 or contact your Card Solutions account executive if you are a Fiserv client.

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