Credit Choice delivers a complete outsourced credit program

FNB Community Bank builds its brand and increases customer satisfaction with an enhanced product line.

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FNB Community Bank sought to improve their credit card servicing and connect their consumer payments experience with its debit card offering. The Bank turned to Credit Choice from Fiserv, a complete credit card management solution.

Key outcomes:

  • Fiserv manages all back-office, operational, risk mitigation, and call center functions enabling the Bank to focus on growing its business
  • FNB is able to distinguish its credit program with attractive add-ons including earning and redeeming rewards
  • The Bank generates noninterest revenue without the usual risks and costs of running a credit card program

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