Credit Choice delivers a complete outsourced credit program

FNB Community Bank sought to improve their credit card servicing and connect their consumer payments experience with its debit card offering. The Bank turned to Credit Choice from Fiserv, a complete credit card management solution.

Key outcomes:

• Fiserv manages all back-office, operational, risk mitigation, and call center functions enabling the Bank to focus on growing its business
• FNB is able to distinguish its credit program with attractive add-ons including earning and redeeming rewards
• The Bank generates noninterest revenue without the usual risks and costs of running a credit card program