Fiserv Clearing Network

Fiserv Clearing Network simplifies clearing and settlement while minimizing costs for inbound, outbound and return items. Handling millions of items per year, Fiserv has the experience to provide you a convenient image exchange solution.


Fiserv Clearing Network is an end-to-end image solution created for financial institutions that want to take full advantage of electronic check clearing services to simplify operations and reduce costs. Fiserv Clearing Network is integrated with core platforms for straight-through processing, and clients receive 100 percent availability of funds the next day. Handling over half-a-billion items per year for almost a thousand clients, Fiserv has the experience to offer your institution a convenient and secure image exchange solution.

Working with settlement partner Viewpointe®, Fiserv Clearing Network facilitates standardized settlement processing for image and paper check exchanges – while helping you minimize costs and maximize benefits for your institution. Transactions are settled directly into your Federal Reserve account or another settlement bank of your choice to generate settlement entries from Fiserv Clearing Network cash letter operations. The direct settlement model offers your institution standardized settlement processing for check image exchanges. Viewpointe initiates a broad range of settlement transactions to financial institutions of all sizes and supports image exchange network interoperability.

The intelligent choice for direct settlement, we have a proven history of providing the most cost-effective and efficient item processing services in the industry. Interested in seeing how much you could save? Request a pricing analysis today. We use a simple endpoint analysis we can show you exactly how much Fiserv Clearing Network could be saving your financial institution.


  • Direct Settlement: Transactions are settled directly into your Federal Reserve account or another settlement bank of your choice, using Fiserv partner Viewpoint, to generate settlement entries. Viewpoint initiates a broad range of settlement transactions and supports image exchange network interoperability
  • Earlier Settlement and Online Access: Net settlement funds are placed in your account by 10:30 a.m. ET. Adjustments are posted to your settlement account with a separate Viewpoint work ID, giving you real-time Internet access to the cash management site for improved funds management
  • Enhanced Receipt Capabilities: Timely and predictable inbound settlement is critical to your institution's overall financial management. Standard transmissions for inclearings arrive no later than 9:00 a.m. ET and there is no clearing fee for your receipt items, unlike other providers who charge fees for this service
  • Cost-Effective Return Service: Effective clearing of outgoing return items using cost-effective electronic clearing with our strategic clearing partners

Request a pricing analysis to find out how much you could save or to learn more about Fiserv Clearing Network.

Have a question for us?

For more information about Fiserv Clearing Network and other Fiserv solutions, call us at 800-872-7882 or click below.

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