Accel® debit payments network from Fiserv delivers the anytime banking services consumers want – wherever and however they choose.

Backed by more than 40 years of debit and payments expertise, Accel remains at the forefront of the payments industry and responsive to the constantly-evolving payments landscape. Accel lets your accountholders access funds in a multitude of ways, make in-store and online purchases with ease, and send and receive money in real-time.

  • Point-of-sale (POS) programs for PIN and PINless debit
  • Online bill payments
  • No PIN and cardless transactions
  • E-commerce
  • Money transfer transaction programs
  • Expansive ATM network with robust surcharge-free option

We continue to invest in and advance technologies like token-authenticated transactions and mobile payments.

Through Accel debit payments network, Fiserv remains at the forefront of the payments industry.

  • Consumers, small businesses and commercial organizations use debit, prepaid and healthcare cards for Accel real-time funds access and payment transactions
  • Financial institutions enjoy a wide range of cost-effective and secure debit solutions comprised of PIN, PINless and cardless transactions, in addition to enhanced payment capabilities and technologies
  • Issuing organizations can choose from unique and flexible POS interchange programs designed for financial institutions of all sizes, each with its own unique objectives

Expansive North American Network

The dependability and security of Accel are complemented by broad channel access and expansive coverage, enabling convenient consumer transactions.

  • Accel is welcome at U.S. retailers nationwide of all sizes – with and without a PIN or with a signature
  • You can also depend on Accel to ensure fast, successful and secure online transactions for e-commerce purchases and bill payment activity
  • With a 99 percent ATM acceptance rate, Accel cardholders can access ATMs across the U.S. – and in Canada – for cash and balance inquiries


In a digital and dynamic payments environment, remain well ahead of your competition with secure Accel real-time enabled solutions. Accelerate funds access and payments for your organization and account holders, and penetrate new, non-traditional markets while realizing these benefits:

  • Mitigate attrition and increase revenue-producing transactions
  • Deliver real-time, innovative funds access and payments services to consumers
  • Maximize surcharge-free cash access at more than 60,000 ATMs nationwide with CardFree CashSM and MoneyPass
  • Optimize your payments portfolio and return on your network investment
  • Enhance operational effectiveness while boosting non-interest revenue
  • Deliver cardless cash access at participating ATMs in a secure and convenient manner

Have a question for us?

For more information on Accel and other Fiserv solutions, call us at 800-872-7882 or click below.

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