Enterprise Payments Platform

Enterprise Payments Platform from Fiserv enables financial institutions to simplify their payments infrastructure and deliver an effective payments strategy. We help you streamline payments workflows, modernize and replace legacy technology, and create new customer products and services.

Real-time. Instant. Digital. Secure. Any financial institution processing retail or corporate payments must address these challenges to stay competitive. Providing a payments infrastructure that enables fast, reliable, extensible payments processing and connectivity, regardless of how and where you do it, is a necessity.

Enterprise Payments Platform delivers the infrastructure you need to meet your clients' needs. These solutions offer fast, efficient payments processing for any and all payments types and clearing schemes, including ACH, wire, and instant – such as SEPA Instant Credit Transfer (SCT Inst) and The Clearing House (TCH) real-time payments, across the U.S., Europe. the Middle East, Africa and Asia-Pacific.

With Enterprise Payments Platform, you can set the pace of your payments modernization, addressing point needs or replacing multiple legacy systems as your strategy dictates.


Fiserv offers on-premises or hosted solutions and can deliver them as plug-ins to existing legacy technology or as a complete modern payments platform. Our solutions scale up or down across volume and functional needs, and our open architecture allows us to quickly integrate with any upstream or downstream applications, such as fraud and AML – giving you complete visibility and control of the end-to-end payments flow.


Choose the pace of your payments transformation.

Address specific needs with point solutions, or replace legacy solutions and consolidate onto a single, strategic payments platform. Key features include:

  • An open, real-time payments architecture that underpins all of our solutions - enabling you to grow and transform your payments approach
  • Streamlined workflow processing, clearing and settlement for all payment types and clearing schemes, helping you to reduce manual intervention and increase straight-through processing (STP)
  • Out-of-the-box on day one, we offer managed configuration on a world-class feature set, leading to implementation success in months, not years
  • A rich set of application services upon which you can quickly build new payments products for clients
  • Rely on the extensive experience gained through implementing payments transformation projects for banks of all sizes, including the world's largest and most complex


Enterprise Payments Platform is ISO 20022 and SWIFT gpi-compliant and supports SWIFT Universal Confirmations.

Advanced Data Analytics: A 360 Degree View of Payments

In this EBAday Online on-demand webinar, presented in association with Fiserv, a panel of payments experts explore how banks are leveraging enriched data and advanced analytics, along with machine learning and AI, for greater insights into areas such as business modelling, fraud and compliance, liquidity management, and more.

Watch the On-demand Webinar

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