Enterprise Payments Platform

Simplify your payments infrastructure on a single, real-time architecture and build a resilient foundation for effective digital transformation

Real-time. Instant. Digital. Secure. Any financial institution processing retail or corporate payments must address these consumer expectations to stay competitive. Providing a payments infrastructure that enables fast, reliable, extensible payments processing and connectivity, regardless of how and where, is a necessity.

Faster payment expectations, increasing regulatory pressure, the demand for flexible deployment options, and the need to have agile and extensible payments solutions that integrate seamlessly with existing infrastructures – are challenges that present opportunities for financial institutions. In addition, the move to compliance mandated ISO 20022 structured payments provides data-rich information that financial institutions are using to mitigate risk and drive incremental revenue through new services.

Enterprise Payments Platform from Fiserv enables financial institutions to simplify their payments infrastructure and deliver an effective payments strategy on a single, integrated, real-time platform.

With Enterprise Payments Platform, you can streamline your payment workflows, modernize and replace legacy technology, and create new consumer and business products and services. Whether you do it step-by-step or all at once, you can be confident that you are positioned to compete in the evolving payments landscape with best-of-breed customer propositions. 

Enterprise Payments Platform supports more than 50 clearings globally, all on a single platform that's already processing ISO 20022:

  • ACH
  • Fedwire®
  • Lynx
  • SPEI®
  • TARGET2 and EBA STEP 2
  • The Clearing House RTP®
  • UPI
  • EBA RT1

Certified Support for Global Initiatives

Seamless Omnichannel Experience

  • Process payments – independent of channel, scheme and type – on a single, centralized platform
  • Provide your customers a seamless 360-degree view of all payment activity
  • Leverage contextual, normalized information to create personalized digital experiences and products


Flexible Options for Greater Agility

  • On-premise, managed, hosted or payments as a service solution options
  • Full-featured payments platform or deployed alongside existing legacy technology to support new and evolving payment needs
  • Scalable across all volume and functional needs
  • Complete visibility and control of the end-to-end payments flow

Streamline and Simplify Your Payments Infrastructure

Centralized, 24/7/365 payment system that integrates with multiple market infrastructures and payment schemes

Minimize total costs through a single system for reporting, customer service and payment operations

Deliver the same seamless customer experience across all payments

Add new payment types, quickly and efficiently

Ensure better compliance with industry and regulatory changes

Open technology architecture that integrates with your upstream or downstream applications, giving you maximum visibility and control 

Global Presence

Enterprise Payments Platform for financial institutions of all sizes, worldwide

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2020 Research Report – Payments Transformation: Immediate, Intelligent and Inclusive

The annual Fiserv payments survey highlights the need for financial institutions to prioritize and accelerate payments modernization and technology transformation.

Read the Research Paper


Learn how Fiserv can help you continue your payments transformation journey and create your own future-facing payments strategy.

Where Next for Payments?

David Chance, Vice President, Product Strategy & Innovation, Fiserv speaks to Finextra TV about the trends and innovations we are seeing in the payments ecosystem. 

Strategies to Unlock The Value of Your Payments Infrastructure

Dudley White, SVP and Payments General Manager, Financial & Risk Management Solutions at Fiserv provides insights into what’s been on financial institutions' agenda this year, from protecting and growing revenue to managing payment infrastructure that meets compliance and strategic plans. Going forward, what will be the key trends and how should financial institutions respond?

Learn More

Making the Move to Real-Time Payments

Whether the preference is payments innovation or protecting existing business, analyzing payment systems and infrastructure can help financial institutions prepare to meet the demand for real-time payments.

Read the blog

Request to Pay and the Promise of Digital End-to-End Payments

Request to Pay, together with instant payments and open banking, is revolutionizing digital payments. Our point-of-view paper takes a deeper dive into request to pay.

Read the point of view paper

Better Payments Systems Are the Future

Upgrade your regional bank payments capabilities, reduce costs and complexity and better serve retail and corporate customers with a payments hub.

Read the white paper

Have a question for us?

If you want to know more about Enterprise Payments Platform or just want to talk about your business requirements, fill out the form and we will contact you as soon as possible.

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