Identity authentication continues to evolve – from signatures to tokens to biometrics and beyond.
Unified Login
One identity, one secure path to all your banking needs.
Unified Login from Fiserv combines SecureNow™ risk defense with a cloud identity provider to create one central identity for accessing Fiserv and third-party financial services, helping financial institutions reduce fraud and login friction, modernize authentication and scale access to new services.
| Centralized identity management Use one centrally managed identity across online banking, Fiserv services and third-party financial technologies, simplifying access for users by giving them one identity for multiple banking services and applications. |
| Modern authentication Support passkeys, biometrics, FIDO2 tokens, Windows Hello and TOTP, with SMS, IVR and email one-time passcodes as fallback options. Allow trusted users to proceed while quickly adding verification when activity is high-risk. |
| Adaptive risk protection Assess risk before and during a session, using device intelligence and behavioral analytics to step up authentication for high-risk activities such as wires, ACH and profile changes. |
| Open, cloud-based integration Connect through OAuth, OIDC and SAML standards on a resilient, scalable Azure-hosted architecture, aligned with FFIEC, NIST and FIDO2 guidance. |
| Simplified integration Reduce the need for add-on security technologies and simplify the integration of new services through open standards and a scalable Azure cloud deployment. |
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