SAND Fraud Solutions
Help prevent fraud, reduce risk and lower costs with SAND® Fraud Solutions from Fiserv – an integrated suite of treasury management tools designed to protect electronic and check transactions.
With SAND (Self-Authenticated Negotiable Documents) your commercial accounts are better positioned to prevent fraudulent transactions.
| Automated detection Automate detection with on-demand image presentations, alteration detection, and support for reconciliation and reporting to speed up fraud detection by replacing manual tasks with automation. |
| Broad coverage Address invalid MICR lines, forgeries, counterfeiting and duplications to minimize expenses related to fraud losses and manual processing and reduce time spent reviewing exceptions. |
| Comprehensive defense Detect and prevent fraud starting at the point of disbursement through automated item-level verification that improves operational efficiency by accelerating exception evaluation. |
| Real-time solutions Detect and prevent fraud on day one, day two or in real time with tools and reporting designed to support faster response times and strengthened compliance. |
More about our fraud prevention solutions
Traditional positive pay
Prevents unauthorized check clearing by matching issued details.
Payee positive pay
Stops fraudulent check payments by detecting payee alterations.
Reverse positive pay
Empowers businesses to approve checks before payment.
ACH positive pay
Blocks unauthorized ACH debits with real-time transaction monitoring.
Secure barcode
Ensures check authenticity with embedded encrypted data.
Remote official check printing
Allows secure, on-demand printing of official checks.
Teller validation
Verifies check legitimacy at the point of presentment.
Account reconciliation
Simplifies account management with automated reconciliation.
Controlled disbursement
Allows companies to access daily funding totals on demand every morning.
OASIS integration
A unified architecture that allows the SAND and OASIS platforms to work together to enhance image-based fraud protection.
