BEST-IN-CLASS Capabilities

FlexLine Pay^℠

Offer fast, easy post-purchase installments so cardholders can pay eligible purchases over time without impact to their credit score. FlexLine Pay from Fiserv gives cardholders flexibility in how they pay, right within your branded CardHub experience.

KEY FEATURES

Generate promotions only for cardholders who meet issuer-defined criteria like credit profile, account tenure, and account status.
Display installment options after a transaction posts, allowing cardholders to split the purchase into smaller payments with fixed terms and fees.
Deliver FlexLine Pay within an existing digital card management solution, streamlining onboarding and keeping parameters under issuer control.
Offer multiple term and rate options and disclose them clearly so cardholders understand their payments.

Minimize risk by focusing on a credit strategy that provides a solution to help retain cardholders with high credit scores.

Increase revenue by providing cardholders with flexible payment options that require interest or a fixed fee.

Speed up time-to-market with seamless CardHub integration that keeps your card top-of-wallet, improves retention, and reduces costs.

Balance value and revenue by defining promotional options that generate interest income while supporting cardholder financial goals.

Use Cases

Allow cardholders to manage their credit and debit cards, track spending, and access services through a mobile or online banking app.

Eliminate the wait and make your card front-of-phone by issuing a new or replacement digital card to cardholders.

A full-service credit solution offering the reliability, flexibility, and ongoing innovation needed to meet evolving consumer demands.