MID-SIZED BUSINESS
Powering Commerce with Merchant Solutions
We understand the challenges of modern commerce. Whether you’re serving consumers, businesses, or both, Fiserv provides innovative solutions to streamline operations, improve customer experiences and drive sustainable growth.
Transforming how you do business
We offer a comprehensive suite of scalable tools that bring together cutting-edge technology, expert curation and a deep commitment to adaptability. Our solutions are built to meet you wherever you are on your growth journey, empowering you every step of the way.
Scalability at Every Stage
As your business grows and evolves, our solutions move with you – adapting to today’s needs and tomorrow’s ambitions. Whether you're streamlining everyday operations or scaling fast, Fiserv is here to power what’s next.
 | Secure and efficient payment acceptance |
Offer your customers a seamless payment experience with a range of B2C and B2B payment options across every channel. |
Online payments
Offer the convenience customers expect and the reliability your business demands with fast, seamless, secure digital transactions.
- Integrated online commerce services
- Flexible, scalable solutions
- Flat-rate pricing
- Enhanced payment options
In-person payments
Power reliable, flexible checkout experiences with POS solutions that fit your business, whether you're using our tools or integrating your own.
- POS software designed for ease and scalability
- API connectivity for smooth integrations
- Device options tailored to your needs
- Semi-integrated and all-in-one configurations
B2B payments
Streamline accounts receivable from payment acceptance to reconciliation. SnapPay makes your AR process faster, easier and more secure.
- Cloud-based platform with rapid deployment
- Configurable features to fit your workflow
- Automated payment collection and reconciliation
- Cost-effective AR process management
- Secure infrastructure built for scale
 | Optimize processes |
Essential tools to enable data-driven decision-making, enhance customer experiences, and streamline operations.
- Surcharge program offsets credit card interchange processing fees
- Authorization Optimization maximizes approval rates by preventing and recovering declines
- Card Account Updater ensures recurring payments continue even when updates to card information are needed
- Network Tokens update dynamically to increase authorizations and reduce declines on online transactions
 | Reduce risks |
Protect your business with industry-leading security and compliance capabilities.
- Encryption & tokenization protects payment data across channels, networks, and partner environments by replacing sensitive data with omnichannel tokens usable throughout your system.
- Fraud mitigation solutions analyze transactions and behavior in real time to support smarter authorization decisions
 | Enhanced payments experiences |
Our technology enables you to create memorable customer journeys with fast, consistent, and secure transactions.
- ACH/Pay by bank
- Gift card and loyalty programs
- Buy Now Pay Later
- Electronic payroll
- Digital wallets
