FlexLine Advance

Provide cardholders fast access to funds from existing credit lines.

FlexLine AdvanceSM from Fiserv is an easy way to enable consumers and small business owners to access funds from their unused credit lines and deposit directly into their checking or savings accounts. This new feature within the Fiserv credit solution helps you meet their needs, minimize risk and create revenue.

APR Chosen by You
Fixed rate plans

No Application
Uses existing unused credit line

Flexible Terms
Choice of repayment timeline


How it works

It’s fast

  • Upon logging in to Online Account Management (OAM), eligible consumers and small business owners will see an announcement and a link for more information
  • After clicking the link, they'll see repayment terms and interest rate options you define -- and can request an advance from their credit line by providing a routing and transit number and account number
  • Funds will be deposited electronically via ACH into their account in approximately two business days

It’s simple for cardholders

  • There are no fees
  • No new application is required
  • Money is deposited fast

It’s simple for you

  • Program features are incorporated into the OAM your cardholders already use
  • Define up to three repayment terms and interest rate options

Now more than ever consumers and small businesses are confronting unanticipated personal circumstances and unexpected expenses.

Enable your cardholders to access their unused credit lines and get the cash they need quickly with FlexLine Advance from Fiserv.


FlexLine Advance Marketing Kit

We're making it simple for you to get the word out to your cardholders. Once you sign up, Fiserv will provide a free marketing kit to make your consumers and small business owners aware of FlexLine Advance. Elements of the kit include:

  • Social media posts
  • Email template
  • Website content
  • COVID-19 relief copy
  • Option to order statement inserts or add statement messages to enhance your marketing efforts (additional fees may apply)

All FlexLine Advance marketing assets include sample language. Financial institutions are free to edit at will and should consult their legal and compliance advisors prior to publishing.

Have a question for us?

For more information on FlexLine Advance, including what is needed to add the new feature, call your Client Executive or fill out the form below.


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