Exploring the Demand for Deposit-Based Bank Lending

Emergency Funds Survey from Fiserv and SmartBrief

According to a recent survey of highly educated, higher-income banking customers, nearly 35 percent of respondents said they occasionally need access to short-term loans. And what’s more, they said they would prefer to get those funds through their primary financial institution.

Fiserv and SmartBrief commissioned HawkPartners to conduct an Emergency Funds Survey to study the need for a banking solution that provides individuals with emergency liquidity in relatively small amounts for short terms.

Read the white paper for insights on how financial institutions have an opportunity to address an unmet market need for a fast, automated solution for small, short-term loans. 

  

Deposit Liquidity Solutions

Deposit Liquidity Solutions from Fiserv enables financial institutions to easily deliver a suite of liquidity products focused on accountholder satisfaction while maintaining regulatory compliance and increasing non-interest income.

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