Financial Institutions Can Provide Liquidity to Their Young Accounts and Manage the Risk

Financial institutions depend on newer accounts to grow their business, but they come with a downside. More specifically, the young account segment has a higher risk of deposit charge-offs than accounts that have been open at least a year.

SmarterPay: Young Account Management Addresses Risk Posed By Young Accounts

July 2021

Featuring Rayleen Lindquist, Director of Product Management

Offering full services to new accountholders can be risky for financial institutions. For consumers, it’s challenging to establish credentials and deposit history from day one. Rayleen Lindquist, Director of Product Management at Fiserv, discusses how financial institutions can address the cash flow needs of their new accountholders.

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