The Debit and Credit Card Trends Report

Discover how evolving consumer behaviors can help you grow card revenue, deepen relationships and protect top‑of‑wallet status


Shifting debit, credit and digital wallet behaviors are reshaping everyday payments. This report explains what this means for your portfolio strategy in 2026 and beyond.

You’ll learn how to:

  • Differentiate debit and credit roles across ticket size, frequency and everyday categories
  • Capitalize on rapid digital wallet and card‑on‑file growth to secure top‑of‑wallet status
  • Optimize debit for bills, subscriptions and essentials to anchor primary relationships
  • Position credit for higher‑value retail, travel and service spend while managing risk
  • Apply data‑driven segmentation to design more effective campaigns and rewards programs