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      For consumers, it’s all about the experience: Four relevant consumer spending trends

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Executive Leadership

Chairman, President and Chief Executive Officer

Frank J. Bisignano

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Chief Marketing Officer

Leigh Asher

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Chief Operating Officer

Guy Chiarello

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Head of Asia Pacific Region

Ivo Distelbrink

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Vice Chairman

Christopher (Chris) M. Foskett

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Head of Issuer Solutions

Andrew Gelb

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Co-Head of the Financial Institutions Group

John Gibbons

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Chief Financial Officer

Robert (Bob) Hau

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Head of General Services

Tom Higgins

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Head of EMEA Region

Katia Karpova

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Head of Global Business Solutions

Suzan Kereere

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Chief Human Resources Officer

Jennifer Manchester

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Chief Revenue Officer

Jennifer LaClair

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Head of Latin America

Gustavo Marin

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Co-Head of the Financial Institutions Group

Himanshu Patel

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Chief Administrative Officer and Chief Legal Officer

Adam Rosman

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Chief Risk Officer

Joanne Sebby

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Head of Corporate Social Responsibility

Neil H. Wilcox

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