BEST-IN-CLASS Capabilities

Payments Solutions

Provide customers with optionality and a simplified experience when paying down their balances. Support transactions, processing and customer-centric tools within a card issuer’s existing system.

KEY FEATURES

Payment processing

Process, manage, and secure transactions. Support diverse payment methods while optimizing compliance and administration for businesses and institutions.
Bank account validation

Verify and assess new bank accounts instantly. Prevent fraudulent or closed accounts from being used, ensuring compliance with NACHA regulations.
Automatic payments

Give customers the flexibility to schedule and execute automatic balance payments. Reduce delinquency risk by ensuring timely payments on due dates.

A tailored cardholder payment experience

Simplify digital payments
Improve service efficiency and user satisfaction with an automated solution that facilitates faster transactions, minimizes manual processing and creates a frictionless payment journey.

Enhance customer payment journeys
Boost portfolio performance with flexible, data-driven paths built to reduce delinquency rates and improve financial outcomes for customers. Actionable insights and customizable repayment options support effective financial management.

Control costs, mitigate risks
Reduce payment processing fees, mitigate fraud risks and streamline operational costs using advanced tools to reduce payment bottlenecks and enhance transaction security.

Use Cases

Learn more about additional Issuer solutions

Card Fraud & Risk

Safeguard customers’ information with state-of-the-art tools and AI technologies to detect, prevent and manage fraud.

Commercial Card Solutions

Deliver secure and efficient commercial card programs to meet the evolving needs of businesses.

Data Access & Sharing

Unlock the full potential of real-time data with seamless API integration and event streaming. Gain actionable insight into customer behavior, optimize risk management, and drive personalized, proactive engagement.

Digital Channels

Deliver intuitive access points to interact with your consumers across web, mobile and digital wallets to drive engagement.

Digital Communications

Offer omnichannel communications that deliver clear, targeted messages to keep customers informed and empowered.

Healthcare

Enable a full suite of consumer-directed health solutions, including HSA, FSA and HRA products.

Lending

Fiserv empowers issuers to offer installments to the right customer at the right time, from BNPL to on-card installments.

Loyalty Programs

Create holistic relationships through a differentiated loyalty and rewards solution supported by a fast, flexible platform.

Service Management

Ensure customer needs and expectations are met or exceeded through consistent, high-quality processes and services.

Large Enterprise

Small Business

The Power of Local Small Business Data

Bank

Credit Union

Large Financial Institution

Core Banking Modernization: How Financial Institutions Can Get the Most out of Tech Upgrades

Fintech

Finxact: The Platform for Banking, Fintech and Embedded Finance

Public Sector

Salt River Project offered customers a fast, secure way to pay bills in cash

Software Providers and ISVs

Why Integrated Payments Matter for Software Providers and ISVs

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