Universal Banking for Signature: Trade

Universal Banking for Signature®: Trade from Fiserv is a trade finance solution that provides a flexible, modular and scalable platform to address both traditional and future products and services that your bank will need to deliver to clients.


Universal Banking for Signature enables you to deliver lower cost financing options and to perform document reconciliation for your corporate clients. Banks can adjust their product offerings with Universal Banking as markets change, providing highly customizable combination trade solutions to meet all their clients’ business challenges. Fiserv Trade supports trade finance instruments including: Letters of Credit (LCs), Standby Letters of Credit, Collections, Clean Payments and Open Account.

Powered by CSI BankTrade, Universal Banking features the following components:

  • Purchase order management: P.O. Trade is the integral reconciliation engine that matches documents, reporting the balance of partial shipments and goods due against the PO
  • Buyer/seller financing: Trade has several built-in financing options including receivable discounting and payable financing
  • Trade integration: Integrate with the ERP and your bank’s internal applications. Included is your Bank’s website and third parties inside or outside of the bank
  • Document generation: DocPrep is used to automate document preparation for your bank’s clients and their trade chain partners based on corporate and bank data
  • Trade finance Internet access: Provides a web-enabled back-office Trade Finance solution, giving your bank’s internal users the ability to process all types of Trade Finance transactions, e.g. Letters of Credit Collection and Wire Transfer
  • Global transaction asset management (GTAM): A real time, on-line inquiry engine for instant determination of Trade on an enterprise-wide basis
  • Trade MIS: TradeStats is our user enabled report writing tool. A bulletin messaging manager allows for document printing, emailing, faxing, SWIFTNet, or RosettaNet and for the SWIFT TSU initiative. Included is a fully integrated Audit trail


  • Access to the open account business
  • Cost-efficient financing options
  • Payable financing
  • Receivable discounting
  • In-sourcing document reconciliation
  • Document management for data integrity
  • Integration to the customer's ERP
  • Web-based real-time 24/7 availability

Have a question for us?

For more information on Universal Banking for Signature: Trade and other Fiserv solutions, call us at 800-872-7882 or contact us.

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