Get a comprehensive, end-to-end ACH payment processing solution without the technology investment and management commitment with hosted ACH Processing Services from Fiserv.
A growing number of financial institutions are finding it easier, more economical and more efficient to turn over IT deployments to a service provider. As ACH (automatic clearinghouse) processing becomes more complex, with an escalating volume of electronic payments, banks of all sizes are realizing tangible benefits from hosted ACH processing services. ACH payment processing offers a comprehensive range of core ACH processing functions and add-on modules that will help your bank keep pace with processing technologies while controlling IT costs.
ACH Processing Services is a hosted edition of PEP+®, an online, real-time solution for originating and receiving ACH electronic payments. The base offering includes online access, automated settlement, edits and interfaces, scheduling, operational security, multi-institutional processing, fraud detection, debit authorization and protection, reporting and more. You can enhance the core offering by subscribing to additional PEP+ services, such as stop pay billing, automated debit return, NOC management and corporate customer self-service. By subscribing to ACH Processing Services, you can manage your ACH banking and processing costs through predictable, per-item pricing as your ACH volumes increase, and you can add new PEP+ functionality incrementally as you need it.
By outsourcing complex ACH transactions to an ACH processing company, you can offer new ACH product and service capabilities to your bank's clients as soon as the technology is available from Fiserv. Also, ACH Processing Services keeps your bank up-to-date with evolving regulatory guidelines.
ACH Processing Services offers a comprehensive set of ACH payment processes for a true end-to-end solution, including:
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