SOLUTION SET

Embedded Finance

Enable access to a wide range of financial tools and services at the point of need to drive revenue, build loyalty and grow financial pathways for consumers. 

ACTIVATING FINANCIAL TOUCHPOINTS

A comprehensive embedded finance platform


From lending and credit to payouts and more, embedded finance solutions from Fiserv let you seamlessly connect with people and businesses in the moments and places that matter most.

  • Issue debit, prepaid and credit cards to your users with a single API integration. 

  • Launch a next-generaton banking platform for your users with embedded capabilities like checking and savings accounts, credit, rewards, money movement, ATM access and more.

  • Integrate credit solutions like overdraft, BNPL or working capital into your platform to make lending native to your UX.

  • Use our end-to-end platform your way. Build and control the experience with APIs, use a custom white-labeled app, or integrate with our embeddable widgets and SDK.

Our ecosystem delivers a wide range of embedded finance capabilities

embedded finance ecosystem 

Instant payment solutions built with reliability and compliance in mind

See how Payfare from Fiserv drives worker satisfaction in the gig economy.

SOLUTIONS IN USE

Understand the benefits embedded finance can offer your business

Expand revenue streams

Deliver more financial products to more people in more places

Whether you’re a financial institution, fintech, or enterprise, the right partnerships open doors to new markets by efficiently embedding financial products into everyday digital experiences.

Branded Cards 

Issue debit, prepaid or credit cards on the network of your choice in weeks, not months. Offer virtual or physical cards that come with flexible funding options and full control. 

Embedded Banking

Integrate financial services directly within your platform to offer checking and savings accounts, lending products, rewards, money movement and more.

Customer Empowerment

Empower your customers and promote healthy money habits by providing budgeting tools, no-fee ATM access, savings accounts for personalized goals and access to credit solutions based on eligibility and needs.

Streamline operations

We manage the program so you can focus on growing your business

Our team handles the day to day program operations in the background while you focus on your business.

Governance and Fraud Mitigation

Rely on Fiserv to handle KYC, AML, sanctions screening, real-time monitoring and detection of suspicious activity, and dispute resolution. 

Management of Partnerships

Streamline your embedded finance program by letting us handle research, negotiations, and relationships with sponsor banks and third parties.

Operational Layer

Enjoy a dedicated customer support team, effortless reconciliation of transactions across multiple data sources and formats, card inventory management, and analytics and reporting on program performance.

Accelerate speed to market

Launch new products and innovate faster 

A single API integration provides access to financial products, including virtual and physical cards, checking and savings accounts, rewards, credit and money transfers, bill payments and more. 

API-Driven Platform 

Request API keys to start creating an embedded finance experience that will help you drive engagement with your customers.

Sponsor Banks

Choose from an extensive network of sponsor banks, fintechs, platforms and merchants to identify mutually beneficial partnership opportunities.

KYC and Onboarding

Streamline onboarding with our API-driven KYC capability. Easily create customer profiles.

Banks, platforms, marketplaces and enterprises count on Fiserv for our breadth of services, scalable infrastructure and global reach in more than 100 countries. 

3B+

cards issued globally

#1 

global issuer processor

99.99% 

platform uptime

$15T+ 

annual transaction volume

Leverage our solutions and expertise to power your growth

 



Platforms, marketplaces and merchants

Embed financial services into your digital experience to help increase sales and revenue potential, enhance loyalty, lower processing costs and gain actionable insights into users. 



Fintechs and ISVs

Support increased revenue opportunities, achieve a higher average revenue per user, drive customer engagement and lower operational expense by offering financial services to your users.



Financial institutions

Become a sponsor bank to open additional sales channels, grow deposits and fee revenue, increase lending opportunities and asset growth and expand relationships with business customers. Fiserv can smooth the way.  

Discover insights on embedded finance

 

ARTICLE
Binary numbers on blue background

Turn brands into fintechs 

Discover how embedded finance can help brands create efficient customer experiences, drive loyalty and grow revenue.
RESEARCH
digital map with orange white circles

Why embedded finance is the next big bet 

Find out how PayFacs, marketplaces and ISVs are looking at embedded Finance in this survey by PYMNTS Intelligence in collaboration with Fiserv.
ARTICLE
woman in office talking on phone

Four factors powering an embedded finance renaissance 

Explore the dynamics prompting putting financial institutions, brands, businesses and fintechs to take action on embedded finance.

Ready to get started?

Contact us to find out more