SOLUTION SET

Embedded Finance

Enable access to a wide range of financial tools and services at the point of need to drive revenue, build loyalty and grow financial pathways for consumers.

ACTIVATING FINANCIAL TOUCHPOINTS

A comprehensive embedded finance platform

From lending and credit to payouts and more, embedded finance solutions from Fiserv let you seamlessly connect with people and businesses in the moments and places that matter most.

Issue debit, prepaid and credit cards to your users with a single API integration.
Launch a next-generation banking platform for your users with embedded capabilities like checking and savings accounts, credit, rewards, money movement, ATM access and more.
Integrate credit solutions like overdraft, BNPL or working capital into your platform to make lending native to your UX.
Leverage program management services that provide customer support, navigate regulatory compliance, fraud management and more.
Use our end-to-end platform your way. Build and control the experience with APIs, use a custom white-labeled app, or integrate with our embeddable widgets and SDK.

Our ecosystem delivers a wide range of embedded finance capabilities

embedded finance ecosystem

Fiserv and DoorDash partnership

DoorDash

More partnerships matter

SOLUTIONS IN USE

Understand the benefits embedded finance can offer your business

Expand revenue streams
Streamline operations
Accelerate speed to market

Expand revenue streams

Deliver more financial products to more people in more places

Whether you’re a financial institution, fintech, or enterprise, the right partnerships open doors to new markets by efficiently embedding financial products into everyday digital experiences.

Branded Cards

Issue debit, prepaid or credit cards on the network of your choice in weeks, not months. Offer virtual or physical cards that come with flexible funding options and full control.

Embedded Banking

Integrate financial services directly within your platform to offer checking and savings accounts, lending products, rewards, money movement and more.

Customer Empowerment

Empower your customers and promote healthy money habits by providing budgeting tools, no-fee ATM access, savings accounts for personalized goals and access to credit solutions based on eligibility and needs.

Streamline operations

We manage the program so you can focus on growing your business

Our team handles the day to day program operations in the background while you focus on your business.

Governance and Fraud Mitigation

Count on Fiserv to help support customer verification, risk screening, ongoing activity monitoring, and dispute resolution services

Management of Partnerships

Streamline your embedded finance program by letting us handle research, negotiations, and relationships with sponsor banks and third parties.

Operational Layer

Enjoy a dedicated customer support team, effortless reconciliation of transactions across multiple data sources and formats, card inventory management, and analytics and reporting on program performance.

Accelerate speed to market

Launch new products and innovate faster

A single API integration provides access to financial products, including virtual and physical cards, checking and savings accounts, rewards, credit and money transfers, bill payments and more.

API-Driven Platform

Request API keys to start creating an embedded finance experience that will help you drive engagement with your customers.

Sponsor Banks

Leverage Fiserv’s deep experience and long-standing relationships with sponsor banks, fintechs, platforms, and merchants to identify and enable strategic partnership opportunities.

KYC and Onboarding

Streamline onboarding with our API-driven KYC capability. Easily create customer profiles.

FIUSD

A USD-backed stablecoin enabling trusted, real-time payments for banks and businesses.

LEARN MORE

Leverage our solutions and expertise to power your growth

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Platforms, marketplaces and merchants

Embed financial services into your digital experience to help increase sales and revenue potential, enhance loyalty, lower processing costs and gain actionable insights into users.

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Fintechs and ISVs

Support increased revenue opportunities, achieve a higher average revenue per user, drive customer engagement and lower operational expense by offering financial services to your users.

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Financial institutions

Become a sponsor bank to open additional sales channels, grow deposits and fee revenue, increase lending opportunities and asset growth and expand relationships with business customers. Fiserv can smooth the way.