BEST-IN-CLASS Capabilities

VerifyNow

Identify and authenticate consumer account owners and verify account status in real-time using API calls offered by VerifyNow^TM from Fiserv.

KEY FEATURES

Credit decisions and verification

Data from third-party partnerships and from our extensive footprint in bank, merchant and card processing improves accuracy and helps reduce fraud.
Payment account verification

Getting users quickly authenticated is easy when Fiserv helps verify the account provided is owned by the same person trying to initiate a ACH transfer.
Real-time access

VerifyNow includes Early Warning Services® to enable instant verification. This increases verification success and happens completely behind the scenes.
Privacy built in

Customer data is never shared or sold to third parties. When a user ID is deleted, all data associated with that ID is also deleted; only data that must be stored for regulatory compliance is retained.

Data API connections to authenticate and verify

Access a wide array of third-party data sources that enables you to meet know your customer (KYC) requirements and proactively authenticate account status.

Bundle VerifyNow with AllData^® Aggregation from Fiserv and VerifyNow to compare user data with data collected from the financial institution.

Leverage our end-to-end, user-initiated deposit verification process two confirm two small trial deposits to the user’s external account.

Conduct instant in-session account owner authentication using bank account details sourced from our third-party partners.

Discover more ways to use VerifyNow

Disbursements

Loans, commercial, government, payouts

Small Business

Banking services, transfer

Faster Payments

Wires, TCH RTP, FedNow

Business Services

Accounts payable, receivables

Small Investments

Funding, auto-savings, disbursement

Merchant services

Pay-by-bank online, mobile wallet

Identity verification and account validation right at your fingertips.

Getting started is easy

VerifyNow is available as a standalone solution or bundled with AllData Aggregation and is easily integrated with new or existing online funding or money transfer solutions by way of APIs. The host system triggers the VerifyNow service whenever account verification is needed, enabling an unparalleled blended data environment for any use.

Accurate

Name variations, abbreviations and other matches are used to make the most accurate assessment possible.
Flexible

Provides reliable verification using multiple methods including instant and trial deposit verification.
Fast

A real-time solution to help prevent fraud during account funding and account-to-account transfers.
Simple

Access VerifyNow through API within any application requiring near real-time account and identity verification.