BEST-IN-CLASS Capabilities

Tokenized Payments

Reduce fraud, gain share of wallet and meet consumer demand for simpler, more secure digital payments with a complete solution for tokenized payments from Fiserv.


  • Push pin icon

    Easily access guidance, direction and documentation for token service providers and required issuer enrollment data and assets.

  • naytilus icon

    Get end-to-end support for enrollment activities, including configuration parameters and requests to tokenize BINs; assistance with white-list testing, scheduling and submission of go-live requests and monitoring during the go-live process.

  • enterprise-content-management

    Authenticate token activation, including call center support and a self-service digital one-time passcode process.

  • notification icon

    Create wallet-specific cardholder provisioning notification letters and emails per digital wallet provider and card association requirements.

  • Transaction icon

    Leverage enhanced authorization and processing for tokenized transactions.

  • life cycle management

    Gain access to issuer guidance on token lifecycle management activities such as token suspension, reactivation and deletion.

Technology to simplify and secure payments


Issuers can participate in tokenization without making system changes.


Account/core processors can continue to use existing card and transaction processing logic.


Reduce the risk of fraud in digital channels and enhance transaction security.


Automate processes to meet all compliance and card association requirements.


Improve cardholder satisfaction with a simple, secure solution that keeps cards in their hands.

How tokenization works

Tokenization is the process of replacing the traditional payment card Primary Account Number (PAN) with a unique numeric digital token in transactions.

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