Eliminate the Wait Between Workday and Payday with Earned Wage Access

Foster financial well-being, attain and retain talent and boost your bottom line.

A majority of U.S. consumers live paycheck to paycheck. Not only is waiting every two weeks for payday a struggle for many, it could soon be considered a thing of the past.

Employees are grappling with economic hardships that were exacerbated by the public health crisis, such as pay cuts, debt and insufficient savings. According to Expectations & Experiences: COVID-19 and Household Finances, only 38 percent of Americans would be able to cover a $500 emergency from existing funds. Put simply, many can’t afford to wait for their next payday. It’s more important than ever that organizations offer their workforce the financial freedom to get paid how they want – and when they want.  

More and more people-centric employers are looking for ways to alleviate stresses and foster financial well-being within their workforces, giving rise to more immediate, flexible forms of payroll delivery. Earned wage access is an option growing in popularity as organizations rethink their wage frequency options.

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Money Network® Earned Wage Access in Partnership With Instant Financial

Every day can be payday with the earned wage access option from Money Network. Give employees immediate access to their earnings – without fees, without waiting between pay cycles and without high-interest payday loans.


Empower your workforce with free access to a portion of their earned pay after each shift. Our earned wage access feature seamlessly integrates with your payroll/HR and time tracking systems.

No fees for your business to offer and administer earned wage access

No fees for your employees to access their earned pay

Foster Financial Well-Being

Help your employees build financial stability by providing free access to a portion of their earned pay after each shift.

Attain and Retain Talent

Increase loyalty with an on-demand payroll benefit that helps employees stay engaged, not financially distracted. 

Boost Your Bottom Line

Improve productivity and performance, and save the expense of recruiting, onboarding and training new workers.

How It Works: Three Simple Steps


Employees complete their workday


Employees request earned wages through mobile app*


Up to 50 percent of their earned pay is available to load conveniently on their Money Network Card

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