Immediate Funds

Your accountholders want instant access to their deposited funds. Deliver the funds availability they expect and strengthen your relationship with them by offering Immediate Funds from Fiserv.

There is a growing need for instant availability of funds from checks and consumers are willing to pay for the convenience. That need has created competition for financial institutions (FIs), as non-bank entities have opened their doors in order to meet consumer demand.

And, even more challenging, more than half of consumers who use alternative funds availability services have accounts with an FI – but go elsewhere in an attempt to get more immediate access to funds. That means your institution is losing client wallet share, potentially losing valuable customers or members due to lack of these services, and definitely missing out on potential revenue.

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