Your customers want compelling, technology-driven payments experiences that are completed in real-time. To meet expectations while providing the security people need, you need integrated fraud and risk solutions that keep pace in a fast-changing world.
Detect, prevent and reduce fraud across all credit, debit and other banking products with a real-time, multiproduct, multichannel view of your customers' spending behaviours. Our enterprise-level, modular approach enables you to select the parts that work best for your business so you can simplify your operating model, ensure a seamless customer payment experience, and deliver cost savings.
Real-time and digital payment experiences are changing the financial crime landscape but card-not-present transactions don't have to equal instant fraud. From the use of geo-location technology through to comprehensive risk analytics, strong customer authentication, use of global data and predictive neural networks, our solutions make it harder and more challenging for fraudsters.
As much as you want to keep customers safe, you also don't want to slow down their payment journey, which is why the balance of friction versus fraud is crucial. Our solutions combine customer-centric profiling with a holistic view across financial crime types, locations, business units, products, payment methods and channels so you can improve the accuracy of financial crime detection and make sure you're only stepping in when it matters.
Our award-winning fraud and Anti-Money Laundering (AML) technologies use a mixture of artificial and automated intelligence, machine learning, and robotics to improve your operational efficiency, deliver rich analytics and strategic evaluation, reduce your costs, and fine-tune risk exposure. We also use APIs to integrate solutions with your platform and create simulations when you want to pilot new data sources.
We can take the burden of card-related and payment services away from your business and enable you to provide a seamless and enjoyable payment experience your customers can rely on.
We have decades of experience in partnering with banks, financial institutions and fintechs to drive the economic transformation of the country. We started the issuing and acquiring business in Poland in the early 90s and were the first payment provider to issue and process debit cards and implement online payments, and one of the first to enable contactless smartphone payments. We are the partner of choice for three out of every five banks in Poland.