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Driving more commerce

Carat is an omnichannel ecosystem that enables the world's best brands to drive commerce anywhere.

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Powering financial services innovation

Stay in step with your customers through payment solutions and digital experiences that evolve with the way they manage money.

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Enabling local businesses to grow and thrive

Accept payment at the table, counter, online or on-the-go, track performance and drive sales.

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Building a smarter future

Create apps and solutions that leverage embedded fintech and payments innovations.

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