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Driving more commerce

Carat is an omnichannel ecosystem that enables the world's best brands to drive commerce anywhere.

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Unparalleled market intelligence

A new and timely view of consumer spending activity across millions of U.S. small businesses

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Enabling small businesses to grow and thrive

Our all-in-one platform enables businesses to accept payments, track performance and drive sales.

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Building a smarter future

Create apps and solutions that leverage embedded fintech and payments innovations.

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Giving back to our communities

We've committed $50 million to support Black- and minority-owned businesses.

See the impact
SAN ANTONIO Triple Nikel
BROOKLYN Brown Butter
BASILDON Jemmys Catering
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