Payments Exchange
Making real-time payments processing simple, secure and efficient with access to the RTP Network and FedNow Service
As businesses and consumers demand "right now" payments capabilities, financial institutions are adopting real-time payments with more urgency than ever before.
With Payments Exchange from Fiserv, you have access to the RTP® and FedNow® Service payment systems. We offer a flexible, web-based option for completing end-to-end, real-time payments 24/7/365 through RTP Network from The Clearing House and FedNow Service from the Federal Reserve. With immediate funds availability and payment certainty for commercial and retail customers, this innovative tool gives your financial institution an affordable option for adopting the newest payment rails.
Payments Exchange streamlines payment processing, reduces operational costs and enables your institution to provide immediate funds availability and payment certainty for your commercial and retail customers.
When connecting to the RTP Network or FedNow Service, Payments Exchange reduces errors and eliminates redundant, manual steps while helping you meet regulatory requirements.
Key Features
- Supports the full range of real-time payments personas, which can be implemented one persona at a time as needed
- Allows additional payment information to be sent with the payment transaction
- Leverages existing integrations to account processing systems as well as deposit platforms, digital channels and fraud systems
Simple, Secure and Efficient Delivery of Real-Time Payments
Simple
Easy-to-use interface cuts setup time and adapts to your environment, incorporating your institution’s branding for consistent look and feel to your customers
Secure
Multiple built-in security features, including customized authorization levels, dual controls for verification and SSL internet data encryption, to ensure integrity and confidentiality
Efficient
One-step payment entry that includes selection of real-time payments persona, fraud screening, posting to the account-processing system and transmission to TCH
Making real-time payments processing simple, secure and efficient
With Payments Exchange from Fiserv, you have access to the RTP® and FedNow® Service payment systems.
Have a question for us?
If you want to know more about Payments Exchange and our connections to the RTP Network and FedNow Service, or just want to talk about your business requirements, fill out the form and we will contact you as soon as possible.