Payments Exchange: RTP
Making Real-Time Payments Processing Simple, Secure and Efficient
As business and consumers alike demand "right now" payments capabilities, financial institutions are adopting real-time payments with a greater sense of urgency than ever before.
Payments Exchange: RTP® from Fiserv offers a direct gateway to the RTP® network from The Clearing House (TCH), providing your institution with easy, more affordable access to the newest U.S. payment rail and helping you deliver differentiated payment experiences for a new digital world.
Flexible and web‑based, Payments Exchange: RTP enables complete, end-to-end real‑time payments, streamlining payment processing, reducing operational costs and enabling your institution to provide immediate funds availability and payment certainty for your commercial and retail customers.
Payments Exchange: RTP reduces errors and eliminates redundant, manual steps while helping you meet regulatory requirements.
Payments Exchange: RTP
- Supports the full range of real-time payments personas, which can be implemented one persona at a time as needed
- Provides access to the full RTP® messaging suite
- Allows additional payment information to be sent with the payment transaction
- Leverages existing integrations to account processing systems as well as deposit platforms, digital channels and fraud systems
Simple, Secure and Efficient Delivery of Real-time Payments
Simple
Easy-to-use interface cuts setup time and adapts to your environment, incorporating your institution’s branding for consistent look and feel to your customers
Secure
Multiple built-in security features, including customized authorization levels, dual controls for verification and SSL internet data encryption, to ensure integrity and confidentiality
Efficient
One-step payment entry that includes selection of real-time payments persona, fraud screening, posting to the account-processing system and transmission to TCH
Learn About Payments Exchange: RTP
Get the details about Payments Exchange: RTP and the enhanced capabilities to deliver end-to-end real-time payments 24/7/365 through TCH RTP®.
Complementary Solutions
Payments Exchange: Fedwire
Payments Exchange: Fedwire® from Fiserv is a flexible, web-based solution for completing end-to-end wire transfers, providing financial institutions an affordable option for increasing the efficiency and security of the wire transfer process.
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Making the Move to Real-Time Payments
Whether the preference is payments innovation or protecting existing business, analyzing payment systems and infrastructure can help financial institutions prepare to meet the demand for real-time payments.
Insights
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