As business and consumers alike demand "right now" payments capabilities, financial institutions are adopting real-time payments with a greater sense of urgency than ever before.
Payments Exchange: RTP® from Fiserv offers a direct gateway to the RTP® network from The Clearing House (TCH), providing your institution with easy, more affordable access to the newest U.S. payment rail and helping you deliver differentiated payment experiences for a new digital world.
Flexible and web‑based, Payments Exchange: RTP enables complete, end-to-end real‑time payments, streamlining payment processing, reducing operational costs and enabling your institution to provide immediate funds availability and payment certainty for your commercial and retail customers.
Payments Exchange: RTP reduces errors and eliminates redundant, manual steps while helping you meet regulatory requirements.
Easy-to-use interface cuts setup time and adapts to your environment, incorporating your institution’s branding for consistent look and feel to your customers
Multiple built-in security features, including customized authorization levels, dual controls for verification and SSL internet data encryption, to ensure integrity and confidentiality
One-step payment entry that includes selection of real-time payments persona, fraud screening, posting to the account-processing system and transmission to TCH
Payments Exchange: Fedwire® from Fiserv is a flexible, web-based solution for completing end-to-end wire transfers, providing financial institutions an affordable option for increasing the efficiency and security of the wire transfer process.
With Integrated Receivables, financial institutions can offer their business customers a way to lower total accounts receivable costs and improve accuracy, using artificial intelligence for improved payment-to-invoice matching rates.
Whether the preference is payments innovation or protecting existing business, analyzing payment systems and infrastructure can help financial institutions prepare to meet the demand for real-time payments.
Learn how a centralized payment hub makes it possible for a bank to modernize their payments capabilities by decommissioning multiple siloed payments systems, simplifying IT and payments architecture, and facilitating process automation.
Request to Pay, together with instant payments and open banking, is revolutionizing digital payments. Our point-of-view paper takes a deeper dive into request to pay.
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