Offer instant, next-day ACH and three-day ACH loan payments as convenient account-to-account transfers.
TransferNow
Enhance your digital payment and transfer offerings, drive revenue and strengthen relationships by offering the flexibility to transfer funds to and from accounts at different financial institutions with TransferNow® from Fiserv.
| Multiple transfer speeds Give customers multiple transfer speed options from Instant, Next Day Good Funds, Next Day and Standard ACH - powered by the NOW® Network. |
| Unmatched presence Enable consumers to easily move money to and from checking, savings and money market accounts at nearly every U.S.-based financial institution. |
| Optimized operations Handle all aspects of ACH processing with ease, including exceptions, resubmissions and inquiries; features five daily ACH submissions and the latest ACH deadline in the industry. |
| Industry-leading security Leverage Fiserv best-of-breed, powerful risk management tools and real-time verification methods to reduce fraud. |
| Now supporting small businesses Offer small businesses safe and secure account-to-account transfers with features tailored to their unique needs. |
With TransferNow, you have the ability to quickly and easily offer a high-demand solution consumers increasingly use.
70%
of the top 10 U.S. banks use TransferNow
15%
Year-over-year growth in TransferNow users
Double-digit
year-over-year growth in TransferNow A2A transactions
NOW® Network
NOW Network from Fiserv enables instant transfers, which are delivered in seconds and available 24/7. NOW Network also makes TransferNow: Next-Day Good Funds possible, meaning you can offer next-day transfers that eliminate credit risks and allow higher limits.
Through real-time connectivity offered by NOW Network, accountholders can move money between two instant-enabled accounts at different financial institutions instantly. Instant Transfers offers immediate access to funds and virtually eliminates credit risk for financial institutions choosing to add this optional delivery speed.
TransferNow® Small Business Advantage
TransferNow Small Business Advantage enhances your financial institution’s relationship with small businesses by providing an A2A transfer solution built for their needs.
Strengthen your relationship with small business account-holders by offering:
- Higher transfer limits
- Powerful risk management
- Account-level entitlements
- Multiple business profiles supported through a single login
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