TransferNow

Enhance your digital payment and transfer offerings, drive revenue and strengthen relationships by offering the flexibility to transfer funds to and from accounts at different financial institutions with TransferNow® from Fiserv.

Multiple transfer speeds
Give customers multiple transfer speed options from Instant, Next Day Good Funds, Next Day and Standard ACH - powered by the NOW® Network.

Unmatched presence
Enable consumers to easily move money to and from checking, savings and money market accounts at nearly every U.S.-based financial institution.

Optimized operations
Handle all aspects of ACH processing with ease, including exceptions, resubmissions and inquiries; features five daily ACH submissions and the latest ACH deadline in the industry.

Industry-leading security
Leverage Fiserv best-of-breed, powerful risk management tools and real-time verification methods to reduce fraud.

Now supporting small businesses
Offer small businesses safe and secure account-to-account transfers with features tailored to their unique needs.
digital triangles pattern

With TransferNow, you have the ability to quickly and easily offer a high-demand solution consumers increasingly use.

70%

of the top 10 U.S. banks use TransferNow

15%

Year-over-year growth in TransferNow users

Double-digit

year-over-year growth in TransferNow A2A transactions

NOW® Network

NOW Network from Fiserv enables instant transfers, which are delivered in seconds and available 24/7. NOW Network also makes TransferNow: Next-Day Good Funds possible, meaning you can offer next-day transfers that eliminate credit risks and allow higher limits.

Through real-time connectivity offered by NOW Network, accountholders can move money between two instant-enabled accounts at different financial institutions instantly. Instant Transfers offers immediate access to funds and virtually eliminates credit risk for financial institutions choosing to add this optional delivery speed.

futuristic digital lines
futuristic digital lines

TransferNow® Small Business Advantage

TransferNow Small Business Advantage enhances your financial institution’s relationship with small businesses by providing an A2A transfer solution built for their needs.

Strengthen your relationship with small business account-holders by offering:

  • Higher transfer limits
  • Powerful risk management
  • Account-level entitlements
  • Multiple business profiles supported through a single login

Consumer and business adoption services for TransferNow and TransferNow Small Business Advantage

Grow your accountholder base and increase TransferNow adoption and usage. With the right insight and marketing support, financial institutions can meet consumer and small business expectations and drive digital payments adoption, resulting in opportunities for adoption growth and improved experiences.
 

Learn more from client stories

decorative white lines

Ready to get started?

Contact us to find out more