BEST-IN-CLASS Capabilities

TransferNow


Enhance your digital payment and transfer offerings, drive revenue and strengthen relationships by offering the flexibility to transfer funds to and from accounts at different financial institutions with TransferNow® from Fiserv.

KEY FEATURES

  • Give customers multiple transfer speed options from Instant, Next Day Good Funds, Next Day and Standard ACH.

  • Enable consumers to move money to and from checking, savings and money market accounts at nearly every U.S.-based financial institution.

  • Handle all aspects of ACH processing with ease, including exceptions, resubmissions and inquiries; features five daily ACH submissions and the latest ACH deadline in the industry.

  • Leverage Fiserv best-of-breed, powerful risk management tools. 

  • Offer small businesses safe and secure account-to-account transfers with features tailored to their unique needs. 

Technology to meet today’s account-to-account (A2A) transfer needs


01

Enable consumers to move money to and from accounts they own at separate institutions easily.


02

Add multiple options, including one-time, recurring, future-dated, instant - powered by the NOW® Network, next-day and three-day.


03

New instant capabilities enable Next-Day Good Funds, reduce credit risk and eliminate NSF losses.


04

Leverage multiple real-time account verification methods revise to reduce fraud.

With TransferNow, you have the ability to quickly and easily offer a high-demand solution consumers increasingly use.

Double-digit

year-over-year growth in TransferNow A2A transactions

70%

of the top 10 U.S. banks use TransferNow

15%

Year-over-year growth in TransferNow users

NOW® Network

NOW Network from Fiserv enables instant transfers, which are delivered in seconds and available 24/7. NOW Network also makes TransferNow: Next-Day Good Funds possible, meaning you can offer next-day transfers that eliminate credit risks and allow higher limits. 

Through real-time connectivity offered by NOW Network, accountholders can move money between two instant-enabled accounts at different financial institutions instantly. Instant Transfers offers immediate access to funds and virtually eliminates credit risk for financial institutions choosing to add this optional delivery speed.

LEARN MORE

TransferNow® Small Business Advantage 

TransferNow Small Business Advantage enhances your financial institution’s relationship with small businesses by providing an A2A transfer solution built for their needs.

Strengthen your relationship with small business account-holders by offering:

  • Higher transfer limits
  • Powerful risk management
  • Account-level entitlements
  • Multiple business profiles supported through a single login

The process of moving money needs to be fast, easy, with few obstacles. The user experience with TransferNow is just that - simple.

Manasquan Bank

In a world where "everything that can be done digitally will be," TransferNow is a perfect fit to complement our digital money movement solutions. It has been well-received by our customers. Our growth statistics confirm that fact.

Crest Savings Bank

We needed an A2A solution that provided the data and tools to meet regulatory requirements as well as allow us to make decisions effectively and efficiently in a digital environment. TransferNow fit the bill.  

Kingston National Bank

Discover insights related to A2A transfers

BROCHURE
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TransferNow: Instant Transfers and TransferNow: Next-Day Good Funds

Offer immediate or next-day transfers that eliminate credit risks and enable higher limits with NOW® Network from Fiserv
Brochure
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TransferNow account-to-account transfers

Offer your bank customers or credit union members the option to transfer money between accounts they own at other financial institutions.
Case Study
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How a top 25 U.S. bank transformed money movement

Financial institutions are looking to balance risk mitigation with consumer demands for speed. With TransferNow: Next-Day Good Funds, a top bank delivered both.
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Contact us to find out more