Financial institutions

Solving today’s biggest challenges in payments

Banks and financial institutions face growing complexity. Increased regulation, legacy technology, competitive disruptors, and rising customer expectations create a challenging, dynamic environment. 

Turning challenges into opportunities


We help financial services providers across Spain and Portugal respond to these pressures with digital-first, scalable, secure and modular platforms.

 

Accelerate time-to-market for new products

Legacy systems delay innovation. We provide APIs, real-time processing, and modular platforms to launch new services quickly.

Reduce operational costs and eliminate fragmentation

Multiple providers and disconnected platforms create inefficiencies. We offer end-to-end solutions to simplify operations and reduce cost.

Drive loyalty with compelling, consistent consumer experiences

Limited control over UX and lack of personalisation put pressure on client relationships. We enable tailored customer journeys through self-service and analytics.

Gain real-time visibility

Delayed reporting and batch processes limit strategic decision-making. Our infrastructure gives you real-time access to data, fraud insights and event-based controls.

Improve risk, compliance and fraud posture

With regulatory pressure and sophisticated fraud threats rising, our technology provides secure, PCI-compliant, FICO-powered protections.

Offer the newest SME offerings

Many banks lack a compelling proposition for business clients. We offer a ready-to-deploy SME payment and management solution banks can brand as their own.

Unicaja and Fiserv sign a strategic payments agreement.

Driving advanced solutions in payments and e-commerce.

HOW WE HELP

Discover how Fiserv solutions can help you thrive

Acquiring Solutions

Acquiring as a Service

Grow with a proven global acquirer processing platform that is connected to an industry leading processing and switching system, payment gateway, merchant portal, analytics tools and risk and fraud management systems.

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Experience and expertise

Deploy our proven program management methodology to enable seamless setup on our global acquiring platforms and access to a comprehensive service.

Extensive product coverage

Address your merchant portfolio needs by providing next-generation technology, operational stability and security with a single end-to-end global acquirer processing solution.

Scalability and reduced risk

Benefit from scale and technology efficiency through highly parameterized, functionally rich with advanced features.

Global platform

Enhance revenue-generating opportunities and access value-added solutions with a global platform that supports multiple acquirers across geographies.

Compliance tools

Reduce risk of fraud exposure and increase risk management through access to world-class platforms, technology and partnerships.

Issuing Solutions

Issuing Solutions

Deliver compelling digital payment experiences with a single, consolidated processing platform for all of your payment cards, credit, debit, loans, Buy Now Pay Later, prepaid and commercial card products.
 

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A single integrated platform

Embrace innovation through our broad range of fully integrated payments solutions and services for revenue-generating opportunities.

Faster time to market

Benefit from more than 1,000 APIs and user-friendly, web-based servicing tools for quicker deployment and integration, making it easy to launch new products and services.

Cost-efficient deployment

Reduce the cost of operating your business with a deployment or infrastructure option aligned to your strategic IT operating model.

Customisaton options

Design a card strategy that is focused on your specific business objectives and the needs of cardholders

Enterprise Payments

Enterprise Payments

Adapt to a rapidly changing market with a single, centralized payments platform.
 

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Small and Medium Enterprise

SME Solutions for Banks

All-in-one white-label payment and business platform.
 

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contact us

Contact our team 

Let’s talk about how we can support your bank’s payment transformation