Rule the Wallet With Tokenized Payment Solutions

Tokenization is the process of replacing the traditional payment card Primary Account Number (PAN) with a unique numeric digital token in transactions.

Tokens can be restricted for transactions with a specific mobile device, merchant or transaction type and are worthless if stolen, hacked or intercepted

The process happens in the background and helps facilitate a better consumer experience. It can be run by all participants in the payments ecosystem

Tokenization extends the security of EMV™ into digital channels, reducing the potential for fraud and removing the inconvenience and cost of lost and stolen cards


Simplify the purchasing experience for consumers by largely eliminating the need to enter and re-enter the account number when purchasing on a mobile device, such as a smartphone. Tokens can also help prevent fraud by removing sensitive card account information from the payment process.


  • Eliminates the need for your cards to physically leave your hands
  • Enhances transaction efficiency
  • Improves transaction security
  • Provides a secure method for third-party enablement (for example, wallet, near-field communication (NFC) and quick response (QR) Codes
  • Reduces the risk of fraud in digital channels

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