Accel® from Fiserv is a leading U.S. debit payments network that enables financial institutions to meet the needs of consumers who expect to make payments and access funds in real-time wherever, whenever and however they choose.
Debit payments are a winning solution for everyone. Consumers get the ease and convenience of accessing their funds and making payments anytime and anywhere, while financial institutions are able to offer a service that consumers value. Financial institutions need to provide real-time availability and functionality that embraces and leverages current technology to gain new account holders and strengthen relationships with existing ones. Fiserv can help.
With more than 40 years of debit funds access and payments expertise, Accel from Fiserv delivers a multitude of ways for your consumers to access their funds, make purchases online and in the brick and mortar environment, and send and receive money in real-time. We deliver a broad range of solutions that include point-of-sale (POS) programs for PIN debit, PINless bill payments, No PIN transactions ($50 and less) and e-commerce, in addition to money transfer transaction programs. We continue to invest in and advance technologies like EMV chip cards, token-authenticated transactions and mobile payments.
Accel remains at the forefront of the payments industry and responsive to a constantly evolving payments landscape with a full suite of innovative, secure and convenient funds access and payment and solutions.
- Consumers, small businesses and commercial organizations alike use debit, prepaid and healthcare cards for Accel real-time funds access and payment transactions
- Financial institutions enjoy a wide range of cost-effective and secure debit solutions comprised of PIN, PINless and cardless transactions, in addition to enhanced payment capabilities and technologies that include EMV/chip cards and transactions secured with a token
- Issuing organizations can choose from unique and flexible POS interchange programs designed for financial institutions of all sizes, each with its own unique objectives
Expansive North American Network
The dependability and security of Accel are complemented by broad channel access and expansive coverage, enabling convenient consumer transactions.
- Accel is welcome at U.S. retailers of all sizes—large and small, nationwide—with and without a PIN or with a signature
- You can also depend on Accel to ensure fast, successful and secure online transactions for e-commerce purchases and bill payment activity
- With an ATM acceptance rate of 99%, Accel cardholders can visit any ATM across the U.S.—and in Canada—to withdraw cash or conduct a balance inquiry
In a digital and dynamic payments environment, remain well ahead of your competition with secure Accel real-time enabled solutions. Accelerate funds access and payments for your organization and account holders, and penetrate new, non-traditional markets while realizing these benefits:
- Optimize overall net revenue in an ever-evolving and increasingly competitive payments market
- Mitigate attrition and increase revenue-producing transactions
- Deliver innovative debit funds access and payment functionality and technologies to consumers today and well into the future
- Optimize your payments portfolio, maximize your network investment and enhance your operational effectiveness, while boosting non-interest revenue