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Card Solutions

Card Solutions from Fiserv provide complete debit, credit and ATM payment services to financial institutions as well as Accel®, a premier payments network.

Today's payments environment includes shifting economic forces, restrictive regulatory oversight, and ever-changing fraud threats that are all having a significant impact on your institution’s revenue growth opportunities and profitability.

Card Solutions enable you to grow your payments business. Our products, services and strategies maximize revenue, increase customer acquisition, improve retention, reduce expense, minimize risk and increase share of wallet. Fiserv can help you deploy payments strategies, products and services that can help you thrive in today's changing environment.


Our Solution

Card Solutions from Fiserv include:

  • ATM Solutions: Fiserv operates all major ATM models and supports the latest applications of leading ATM manufacturers
  • Credit & Debit Solutions: Fiserv processes consumer and business credit and debit card transactions – both PIN and signature. Our comprehensive services include card management, authorization, risk management, settlement and reporting
  • Digital Card Enablement: Fiserv has been working with digital wallet and token service providers to ensure financial institutions have the ability to tokenize their eligible card programs, adding a new level of convenience and security to the consumer experience
  • Fraud Risk Solutions: Our products and services detect and respond to card-payments risks to safeguard your cardholders and financial institution
  • Loyalty & Reward Solutions: Fiserv delivers holistic consulting and delivery services for your payment vehicles, to help you grow – and our rewards program increases cardholder activity by enabling cardholders to earn rewards quickly and easily
  • Payments Network: The Accel Network provides secure anytime, anywhere funds and payments access at the point-of-sale, ATMs and online


The complex challenges of today's financial services marketplace demand a business partner who delivers efficiency and true value. Fiserv is a payments industry leader with decades of experience delivering highly effective, cost-efficient solutions to financial institutions and resellers of all sizes.

  • We manage tens of thousands of ATMs with industry-leading uptime
  • Our clients have seen double-digit growth in new debit card customers, and the outstanding balances of our clients' credit card portfolios have significantly increased
  • Our clients had average fraud losses of 3.86 basis points in 2010, 59 percent below the national average
  • Offering industry-leading interchange rates, Accel is welcomed at retailers of all sizes nationwide — with or without a PIN — and at ATMs across the U.S. and in Canada 


Your Card, on Your Terms

Manage your debit and credit card usage through your mobile device by defining when, where and how your payment card is used – with CardValet® from Fiserv.* Available through many financial institutions.

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Digital Card Enablement

Tokenized payments enhance security and improve the cardholder purchase experience through digital channels.

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Client Connect

Client Center

EMV Solutions

View the full Fiserv EMV solution

Learn About EMV Solutions from Fiserv

View the full EMV solution from Fiserv, including plastic procurement and card personalization, transaction processing, risk management and consumer and financial institution education.

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