Card Solutions from Fiserv provide complete debit, credit, prepaid and ATM payment services to financial institutions as well as Accel®, a premier payments network.
Today's payments environment includes shifting economic forces, restrictive regulatory oversight, and ever-changing fraud threats that are all having a significant impact on your institution’s revenue growth opportunities and profitability.
Card Solutions enable you to grow your payments business. Our products, services and strategies maximize revenue, increase customer acquisition, improve retention, reduce expense, minimize risk and increase share of wallet. Fiserv can help you deploy payments strategies, products and services that can help you thrive in today's changing environment.
Card Solutions from Fiserv include:
- ATM Solutions: Fiserv operates all major ATM models and supports the latest applications of leading ATM manufacturers
- Credit & Debit Solutions: Fiserv processes consumer and business credit and debit card transactions – both PIN and signature. Our comprehensive services include card management, authorization, risk management, settlement and reporting
- Fraud Risk Solutions: Our products and services detect and respond to card-payments risks to safeguard your cardholders and financial institution
- Loyalty & Reward Solutions: Fiserv delivers holistic consulting and delivery services for your payment vehicles, to help you grow – and our rewards program increases cardholder activity by enabling cardholders to earn rewards quickly and easily
- Payments Network: The Accel Network provides anytime, anywhere funds and payments access at ATMs and the point-of-sale – everywhere PIN debit is accepted
- Prepaid Solutions: Fiserv offers complete prepaid processing, turn-key program management, and support of general purpose reloadable and payroll cards
The complex challenges of today's financial services marketplace demand a business partner who delivers efficiency and true value. Fiserv is a payments industry leader with decades of experience delivering highly effective, cost-efficient solutions to financial institutions and resellers of all sizes.
- We manage tens of thousands of ATMs with industry-leading uptime
- Our clients have seen double-digit growth in new debit card customers, and the outstanding balances of our clients' credit card portfolios have significantly increased
- Our clients had average fraud losses of 3.86 basis points in 2010, 59 percent below the national average
- Accel has industry-leading interchange rates and is accepted by all major merchants and at 300,000+ ATM locations throughout North America
- Prepaid cards are growing 21 percent annually and are increasingly being used by 60 million underserved adults