The SmartStream Advantage℠ approach from Fiserv builds lasting relationships by giving your telecommunications customers convenient, secure and personal billing and payment experiences from Fiserv.

Telecommunications customers receive and pay their bills in more ways than ever before. This requires billers to offer options that meet the demands for emerging billing and payment methods alongside traditional ones. Fiserv can help you compete and provide the best customer experience with new technologies and expertise.


Our Solution

The SmartStream Advantage approach allows companies to operate in a "preference-driven" landscape, where customers choose to conduct their business online, in person or by phone or mail. Fiserv has processed billions of billing, payment and reconciliation transactions. We deliver the experiences customers want while helping you reduce costs and accelerate revenue collection while meeting regulatory requirements.

Simply send your data stream – one time – from any system and Fiserv can:

  • Prepare personalized bills
  • Present printed and digital bills to customers through mail, biller direct and bank channels
  • Give customers the choice to pay in person, by mail or through digital channels
  • Protect your organization from financial misstatements with effective risk management and improved financial controls


Through SmartStream Advantage, Fiserv offers these unique benefits:

  • Create efficiencies and lower costs using one vendor for the complete billing and payment life cycle
  • Provide preferred billing and payment options tailored to customer expectations
  • Speed revenue collection by offering the most payment options anywhere
  • Improve customer engagement with the right message in the right channel to the right customer
  • Reduce regulatory compliance and security risk with one of the industry's most trusted providers

Terms and Conditions




SmartStream Advantage is a Unified Approach to Billing and Payments

Fiserv provides a unified solution that simplifies the billing and payment life cycle, resulting in accelerated revenue collection and improved customer engagement with reduced complexity, regulatory risk and cost.

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A Unified Billing and Payment Approach for Telecommunications

Today's consumers want to pay when and where they want with the method of their choosing. Your customers are no different; they expect a personalized experience in all that they do, even receiving and paying your bill.

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CardVision Fact Sheet

With the flexibility to choose individual components to meet your needs, CardVisionSM combines portfolio reporting, cardholder marketing and portfolio advisory services to create a long-term growth strategy built for success.

Read the fact sheet

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