Positive Pay for Precision® from Fiserv is the most effective method available to protect against financial loss due to check fraud. As the fraudulent production of checks becomes increasingly easy, positive pay and automated account reconcilement services are critical to protect against fraud.



Positive Pay increases both the effectiveness and timeliness of fraudulent check detection over traditional positive pay systems, which rely almost exclusively on posted proof files to identify fraudulent checks. This solution extends beyond the proof system to incorporate one of the most important points of customer contact – the teller line. Positive Pay works with Integrated Teller for Precision from Fiserv, which provides immediate exception warnings at the point of presentment.

With Positive Pay, your customers can better monitor and detect unusual or unauthorized disbursement activity by comparing paid items against issue information to identify any discrepancies. Business customers can send your organization a file of their issued checks each day. In turn, they receive a daily notification of exception items, either by fax or through your commercial online banking solution from Fiserv. This enables your customers to send handling instructions and import new issues notifying you of possible fraud.

Positive Pay also works in reverse, giving business customers the capability to download a paid item file on a daily basis, as well as provide your bank with a daily issue file detailing outstanding items. This helps control which checks are paid against their accounts, and guards against losses due to altered and counterfeit checks, as well as unauthorized items.



  • Reduce fraud: Timely notification of suspect items reduces the chance of fraud
  • Streamline the process: Online posting and the Internet enable a more efficient process for handling fraudulent checks
  • Give customers control: Customers gain increased control over the payment of checks
  • Provide reports: You and your customers have convenient and extensive reporting capabilities

Have a question for us?

For more information on Positive Pay for Precision from Fiserv, call 800-872-7882 or contact us. For support, visit the Collaborative Care Center.

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