Online banking offers the convenience and self-service today's consumers and businesses expect. DNAweb™ from Fiserv offers an integrated online banking experience for you and consumers through the DNA® account processing platform.
DNAweb helps you differentiate your financial institution from the competition. A natural extension of the DNA account processing platform, DNAweb provides a seamless user experience and helps reduce operational complexity and total cost of ownership by leveraging existing capabilities and modern interfaces.
DNAweb features are scalable, flexible and easily accessible from your online channel. It combines traditional transaction capabilities with integrated bill payment, personal financial management and account-to-account transfers to add value and enhance the user experience. A continually expanding and fully brandable solution, DNAweb offers complete retail and business/cash management functions through two comprehensive options: DNAweb: Consumer and DNAweb: Business.
DNAweb delivers the robust capabilities and ease-of-use technology savvy consumers expect, helping your financial institution achieve vital business goals in a competitive market.
- Increase retention and attract new business by offering a personalized online banking experience
- Expand your commercial banking relationships with cash management and other business functionality
- Increase online channel satisfaction and retention by incorporating streamlined bill payment, social payments and personal financial management tools
- Improve efficiency and reduce costs through increased automation and self-service
- Cross-sell more effectively, creating consistent product and services offerings across your branch and online channels
DNAweb: Consumer: Enables retail accountholders to:
- Securely access checking, savings, credit card, investment and loan account balances and histories
- Initiate account transfers, stop payments and bill payments
- Categorize expenses and manage budgets
- Eliminate manual reconciliation or downloads to third-party personal financial management software
- Enjoy easy, automatic online enrollment for Internet banking and bill payment
- Customize the online banking experience
DNAweb: Business: Gives commercial customers maximum control over their cash management functions with additional features that include:
- Balance reporting and small business banking
- ACH transactions
- Wire transfer services
- Real-time account access and transaction initiation
- Multi-user access
- Entitlements and transaction controls
- Reliable risk management
Tightly integrated with DNA: Transactions and information updates made through other integrated channels – such as the ATM, mobile or branch – are automatically reflected within DNAweb via the DNA platform
Integrated payment services: DNAweb integrates with CheckFree® RXP® and Popmoney® from Fiserv for electronic billing and peer-to-peer (P2P) social payments to help increase adoption, loyalty and use of your online financial services
Integrated financial management: DNAweb integrates with Personal Finance for DNA from Fiserv to deliver seamless personal financial management (PFM) capabilities that help attract and retain high-value relationships with single sign-on access, fully synchronized, two-way transitions and customizable branding
Secure: DNAweb incorporates multi-factor authentication, risk analysis, data encryption and communication security features to ensure your customer and account information remains safe and protected at all times