Enterprise Payments Platform for Europe and the Middle East

Enterprise Payments Platform from Fiserv enable financial institutions in Europe and the Middle East to simplify their payments infrastructure and deliver an effective payments strategy.

SEPA Instant Credit Transfer (SCT Inst); Revised Payment Service Directive (PSD2); TARGET instant payment settlement (TIPS); Faster Payments ... across Europe and the Middle East, new payment schemes and regulatory initiatives are fundamentally changing the way financial institutions do business.

As new fintech entrants develop applications to service consumers and businesses who demand digital, interactive, instant payment settlement, banks that are slow to adapt face the threat of disintermediation and disruption. We were the first vendor to build, test and successfully implement a solution for SCT Inst. EBA RT1, with leading European bank Banca Intesa Sanpaolo. We can help you, too.

Look to Fiserv for a payments infrastructure that enables fast, reliable, extensible payments processing and connectivity, regardless of how and where you do it. Reimagine your payments strategy across clients, markets and business lines. 

With Enterprise Payments Platform, Fiserv offers scalable, quick-to-implement payments processing for all payments types and clearing schemes – RTGS, SWIFT, SEPA, SCT Inst., STET, TIPS, U.K. Faster Payments etc. – across regional and domestic markets. 

We offer on-premises or hosted solutions, and can deliver them as plug-ins to existing legacy technology or as a complete modern payments platform. Our open architecture allows us to quickly integrate with any upstream or downstream applications, such as fraud and AML.


Choose the pace of your payments modernization, address specific needs with point solutions, replace legacy platforms and consolidate onto a single, strategic payments platform, or something in-between. Benefits include:

  • An open, real-time payments architecture that underpins all our solutions - enabling you to grow and transform your payments approach 
  • Streamlined workflow processing, clearing and settlement for all payment types and clearing schemes, helping you to reduce manual intervention and increase straight-through processing
  • Out-of-the-box on day one, we offer managed configuration on a world-class feature set, leading to implementation success in months, not years

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