The way customers want to make digital payments is evolving. They want more choices, more convenience and more security. And businesses want flexible payment options that reduce costs. Digital Payments SDK from Fiserv allows businesses to create safe, cost saving and enjoyable payment experiences that attract new customers and keeps existing customers happy and loyal.
Our API-based processing makes it easy for businesses to accept consumers' ACH or card payments through any digital channel. This gives customers more payment options and lets businesses accept more payments in more ways – while reducing costs.
Whether you're an online business or a software solution provider that offers payment capabilities, you can leverage Digital Payments SDK to collect one-time and subscription-based payments from customers or end users. The SDK allows you to easily process payments within your existing branded user experience, while at the same time offering multiple payment methods.
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Speed and Flexibility
Our experience as a debit card processor lets us offer faster-clearing payments with options for next-day and same-day delivery. We also support recurring payments, such as subscription and membership fees.
Use our flexible VerifyNow™ capabilities to easily configure the risk tools that matter to you, including several account verification and identity verification tools.
As one of the top payment processors, Fiserv can offer volume rates on transactions. That means lower fees and more savings for you.
Create a custom user experience tailored to your target market and customers using our API-based solution. Implementation is easy, thanks to a robust set of developer tools that include one-time and subscription payment APIs, drop-in UI widgets and a sandbox environment for testing. We also integrate account validation and identity verification APIs for custom fraud mitigation. Finally, we have webhooks for real-time event streaming and reporting tools.
Easy integration. REST APIs, UI widgets and SDKs quickly connect clients to the NOW® Network from Fiserv and beyond
Low cost. Priced to be very competitive compared to card-based solutions, while capable of high-volume processing on the Fiserv network
Drive adoption. Fiserv provides marketing tools and the latest consumer insights to help you better manage and connect with your clients
Speed of payment. The Fiserv network delivers next-day settlement plus a road map to real-time settlement providing the fastest posting in the market
Industry-leading risk and fraud protection. Reduce losses from fraud and leverage bank-grade account verification and identification tools including VerifyNow
Biller bundle. Allows your company to be added to the Fiserv directory of billers, which is easily searchable by consumers who want to pay you through their financial institution
PINless Debit. When a customer pays via debit card, Fiserv can determine if it qualifies for PINless Debit. Qualifying transactions are eligible for lower processing fees, leading to significant savings
Every transaction is evaluated by our risk engine, which includes OFAC and AML checks, before funds are made available. On top of that, we can provide additional services, such as account verification for ACH and identify verification for credit.
Your customer initiates a payment
Fiserv analyzes the transaction profile, taking rules-based filters, geolocation, and device identification number and account
The transaction profile is validated. Fiserv assigns a proprietary risk score to the transaction
Suspicious profiles are changed before being allowed to proceed
The transaction is approved
Funds are made available
Someone will be in contact with you shortly.